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Time to get it sorted!

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  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening :D I need a new microwave after the last one blew up but keep putting it off, we've done without for about 3 months i think maybe longer, but dh is getting fed up of eating cold dinners now haha. So may have to give in and get one next pay day!

    Glad the website is all sorted now :) it all sounds very intriguing! Sorry haven't posted much, am still keeping up though ;) have a lovely weekend :D

    I still want a dishwasher, 7 months of washing up now and I'm not laughing anymore !! Mr Pinot thankfully is happy to eat a cold dinner, I think hes just grateful sometimes that he even has one when he walks in the door !

    I agree, the website sounds very intriguing !! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • lucielle
    lucielle Posts: 11,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the cash back.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • :(:mad::( to the £400 interest :eek: It maddens me to think how much we have all paid in interest over the years :mad:!

    Will your income/expenditure change at all once kids grow up/move out/start paying keep etc perhaps it all might help towards a nearer dfd? :) xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :j:j:j:j Yey !!! To the Good News for once Mr B, yo certainly deserve some thats for sure.

    I am a bit rushed at the moment but couldnt pass by without dropping in quickly. Hope all goes well tomorrow at the docs, I will check in and see how you are .

    Oh and by the way of course your friends on here will be there for you ! Well I will at least, I reckon my debt free day is about 2038 :eek:, so will be aroudn for a long time yet, will probably bore you all silly with my antics by then though !!! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • bonnington wrote: »
    :j:j:j:j:j:j:j:j:j:j:j :beer:

    It's a pity there isn't a somersaulting one.

    You won't remember but last November the LPG direct debit went up from £162 to £167.


    Anyway, got to the point finally. :rotfl: The monthly DD has reduced from £167 to £74. :T:T:T
    That's a whopping £93 reduction. :beer:

    .

    :T:j:T
    yay great news :D:D:D:D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

  • lucielle
    lucielle Posts: 11,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's good news on the cooker and gas DD.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • i'm loving the renewed vigour on the diary :T so please keep posting :D

    AND great news about being able to get a cheaper cooker :j :T

    :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

  • silentsister
    silentsister Posts: 265 Forumite
    Hi Mr B
    I've just got back from my week in Scotland - interesting weather but it didn't stop us doing what we wanted, including a visit to the Botanics.
    What good news - a cheaper cooker and the reduced gas dd. When you are thinking of the years ahead, these kind of encouragements really make a difference. And you're not on your own - now or in the next xx years as we all get a grip.
    It's good to read all the posts. :)
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hello Mr B, I've seen your posts on other diaries now and again and have been following your journey for a while now. Hope you don't mind me joining you as I too have a long way to go before I am debt & mortgage free.

    I'm also shouldering most of the burden myself, with OH knowing about the debt but not its extent. I feel your pain as it is not easy to do this alone.

    I hope your op goes well on Tuesday. I have been having pains in my right wrist for a couple of years now but recently bought a bracelet with magnets on the back and whether it is psychological or what I'm not sure but it seems to help. This may be worth a try for your left wrist until they decide if they need to operate on that too.

    Anyway, popping off again now so hope all is well with you this weekend.

    Here's a somersaulting bunny for you to use when things are good like the recent gas reduction.

    animal_kullerbytta.gif

    BFN Grannyx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Thats fantastic news on the gas bill reduction! It must be nice to see how much of a difference your new boiler has made.

    Have you managed to sell many wedding dresses, I brought mine from someone who was selling from there spare room, I tried the exact same one on a week before and was gutted I couldnt afford it, I only went to the house to look at her tiaras and veils and she had my dress it was new and only £150 the wedding shop wanted £1200.
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
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