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Time to get it sorted!
Comments
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Hey Mr B,
I think thats a great idea setting yourself mini goals and challenges. Hopefully it should really help and as we all know the debt is tough one to deal with.
Its great that you are planning the website, I am intrigued to know what it is all about , is it a secret or have you mentioned it and I have missed it in my absence ? Sorry if I am being nosey !!!
Hope you have managed to get the CPAP machine sorted today as well.
Good for you keeping positive and upbeat. Its the only way to do it I think, although Im no saint and have my wobbles as you well know !
Keep Smiling Mr B, you will get there in the end !LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi Bonnington, just skim read your diary. It must be hard shouldering the debt burden on your own. Can I ask you where the picture is in your avi?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
hey bonnington
i've been absent but am back now as fallen off the mse wagon ever so slightlyi think it's a great idea to set yourself mini goals, and also to have something more long term to look forward to or to try and reach it spurs you on definitely
Take care of yourself xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
Total- £962.23
Goal to pay off 1% of current mortgage in one year. £1200. (80% there)
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Hi Bonnington
it looks familiar, we are going on holibobs their this year (again) I just hope the weather gets its act together (need a miracle)
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Mr B..just checking in. Am not sure whether it's a good thing about your hand. Well that sounds odd as of course its good they think they can repair your hand but having the op doesn't exactly sounds fun..and then presumably the other so double recovery time. Rubbish.
I have not been exercising due to a knee injury and it is not good. If you can do make an effort, you will feel better for it I promise. Will be starting again under physios orders and am now really lokig forward to it after 6 months or so off!
I really wish your DW was more aware of the debt situation....you're doing really well to shoulder this all on your own.
Respect!!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hey there Mr B,
I also love your picture. I have never been to the Isle of Skye but would love to.
It sounds as though it will be tough for you being out of action during your recovery, but hopefully it will be worth it in the end.
I agree with the others, you are doing amazingly well dealing with this on your own, I Can understand how stressed you must feel when Mrs B threatens to resign. It would really freak me out.:eek:
Glad you are enjoying watching the Olympic Torch during its travels. Mr Pinot was in Cornwall when the plane landed carrying the torch from Athens. Must confess it is the only thing I have actually seen. I think it has been close to us , but I may have blinked and missed it !
You take care of yourself and I'm actually glad that you spoilt yourself with a Costa Coffee. I think you deserved it !! xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi,
I read that you've listed some books on eBay. Amazon do a trade-in with books where you send them off with free postage and they give you Amazon credit which you can use for anything on Amazon, and as they sell things like clothes etc that you would buy anyway, it might be worth looking into. I got £60.00 for books I traded in and used it to get more language learning materials that are so expensive.
Just thought I'd suggest it0 -
afternoon
just having a quick catch up so thought i would pop by and say hello.
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
Total- £962.23
Goal to pay off 1% of current mortgage in one year. £1200. (80% there)
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Hi Bonnington,
Sounds like your having plenty of highs and lows! I'm please you are discussing the debt with your wife even if she dont know the full extent at least now she is going to cut back on spending xElectric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
Hi Bonnington
Sorry I haven't been around much lately. Sorry to hear about the CPS but wish you luck with the op.
Well done on letting OH know about some of the debt, hopefully she will continue to cut back and it will take some of the pressure off of you.
Take care
NRA xNewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£477/£13780
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