Bizzare situation - Moving in with partner

Nuclear_Tom

Hi

I live apart from my girlfriend (60 miles!), but due to me getting a new job closer to where she lives are looking at moving in together.

I currently live with my parents, and will be earning circa £32k.

She lives in a Council house, and works 36 hours on minimum wage. She receives £230 a week (£997 a month) in working families tax credits, £395 a month in housing benefit, and £80 a month in council tax credit.

Looking at the various calculators, if I move in with her she stands to lose the lot, i.e. about £1500 a month. I'll be taking home about £1800 a month, so in reality if we move in together I'll have a whopping £300 a month after I've made up what she'll lose.

Am I right with this or have I made a glaring error? Are we going to be better off if I just rent a flat closer to where she lives?

This situation seems bonkers!!!

Any help/advice appreciated, cheers.

allen35

That will be a joint income of at least £44000, IF you move in with this person don't you think you should finally pay your way........

If what you propose of renting somewhere near you may be committing fraud and your partner will be in trouble, there again it won't be you will it.

Benefits are meant as a safety net not a guarantee for high earning couples

allen35

On £32000 you will pick up £1995, why not wait for someone earning just as much as you

nannytone_2

alternatively stay at home with your mum and dad forever and let them subsidise you for the rest of your life and have plenty of 'pocket money!'

Nuclear_Tom

I have no problems paying my way, but why should I stump up for someone else's children?

I suppose I'm really despairing at the state of the benefits system, my partner would be £1500 a month better off without me! No wonder so many people are conning the system.

As for fraud, unfortunately I do have morals. I would live in a house near to her and see each other as we do at the moment, every other weekend, although obviously the long term goal is to be living together properly. I'm genuinely gobsmacked at how much she is entitled to, this benefits system is just a joke!!!!

Nuclear_Tom

nannytone wrote: »

alternatively stay at home with your mum and dad forever and let them subsidise you for the rest of your life and have plenty of 'pocket money!'

I actually subsidise my parents at the moment, I pay for the weekly shop which is working out to about £6-700 a month, as well as being the taxi, doing all the DIY and majority of housework. I'd be better off on my own in a studio flat or similar for sure. Thanks for the helpful comment though :money:

allen35

Nuclear_Tom wrote: »

I have no problems paying my way, but why should I stump up for someone else's children?

I suppose I'm really despairing at the state of the benefits system, my partner would be £1500 a month better off without me! No wonder so many people are conning the system.

As for fraud, unfortunately I do have morals. I would live in a house near to her and see each other as we do at the moment, every other weekend, although obviously the long term goal is to be living together properly. I'm genuinely gobsmacked at how much she is entitled to, this benefits system is just a joke!!!!

She is a single working parent and is entitled to what she receives, what happens to her children if YOU decide to move in with her as you say i'm not stumping up for others children, i met my wife who had a child and i gratefully supported both because i loved them both, don't blame kids for your selfishness...

dmg24

Nuclear_Tom wrote: »

I have no problems paying my way, but why should I stump up for someone else's children?

I suppose I'm really despairing at the state of the benefits system, my partner would be £1500 a month better off without me! No wonder so many people are conning the system.

As for fraud, unfortunately I do have morals. I would live in a house near to her and see each other as we do at the moment, every other weekend, although obviously the long term goal is to be living together properly. I'm genuinely gobsmacked at how much she is entitled to, this benefits system is just a joke!!!!

In living separately you are going to be running two households, so your expenses will be considerably more.

Torry_Quine

Nuclear_Tom wrote: »

I actually subsidise my parents at the moment, I pay for the weekly shop which is working out to about £6-700 a month, as well as being the taxi, doing all the DIY and majority of housework. I'd be better off on my own in a studio flat or similar for sure. Thanks for the helpful comment though :money:

How much for the weekly shop, you are surely kidding at £6-700 for 3 people. :eek:

nannytone_2

£600 - £700 a month!?!> blimey what do you eat?

if you choose to be in a relationship with someone who has children, then you have to be prepared to treat them as your own.
doesnt their father pay maintenance? and if not, why not?

Loanranger

Have you told your girlfriend about your bad attitude towards the children?