MSE News: Halifax to repay £500m to 300,000 mortgage holders

LDJ2009

Have you added your mortgage to your online banking?

If not, you need your mortgage roll number then you can add it.

LDJ2009

Just phoned Halifax and i've got the £250 payment. I thought it would have been more as i've been on SVR since last year and our mortgage offer was from June 2007

Shouldn't grumble though as it's better than nothing

curlygirl1971

Were you locked into your SVR?

It's hard though when you read about some of the bigger pay-outs on this thread

In my case however I got a small payment because I have a small mortgage - so I guess in that case my small payment is a good thing!

LDJ2009

curlygirl1971 wrote: »

Were you locked into your SVR?

It's hard though when you read about some of the bigger pay-outs on this thread

In my case however I got a small payment because I have a small mortgage - so I guess in that case my small payment is a good thing!

I couldn't find anything in my offer letter from June 2007 that told me i would be locked in. I can only assume that as my mortgage is in arrears, i am locked into the SVR for that reason. How would i check this?

The amount i thought i would get £1475 would have cleared all of my arrears so i'm a little gutted if i'm honest.

Thanks

lvm

RuleTheWorld wrote: »

£2910.00 right here baby!

Emma - At work and I don't know the exact balance before the credit so I phoned on 08458 50 37 05 and they told me in less than a minute what the goodwill payment was.

Any chance you can tell me what security questions they ask? I need to phone up for a friend and have all her account details, mother's maiden name, DOB, bank account the mortgage comes from etc. Anything else they ask?

Thanks x

LDJ2009

lvm wrote: »

Any chance you can tell me what security questions they ask? I need to phone up for a friend and have all her account details, mother's maiden name, DOB, bank account the mortgage comes from etc. Anything else they ask?

Thanks x

Monthly payment
How payments are made
Length of mortgage term

That plus the usual name, address, etc

lvm

LDJ2009 wrote: »

Monthly payment
How payments are made
Length of mortgage term

That plus the usual name, address, etc

Cheers! Didn't want the embarrassment of "forgetting" my mother's maiden name like last time! x

curlygirl1971

LDJ2009 wrote: »

I couldn't find anything in my offer letter from June 2007 that told me i would be locked in. I can only assume that as my mortgage is in arrears, i am locked into the SVR for that reason. How would i check this?

The amount i thought i would get £1475 would have cleared all of my arrears so i'm a little gutted if i'm honest.

Thanks

Not sure......Presume it would be in the offer paperwork. Also on my yearly statement it gives details of fees chargeable - perhaps it would also give details of such for locked-in products?

I've not seen the letter yet - perhaps this will cast some light on how the payments were calculated. But in anycase I would certainly ask them

lvm

Might as well announce my friend's details here then....£2, 330 payment has gone on to her mortgage which brings it under the £130k mark I think.

Quite worrying how easy it is to pretend I'm her - although they did ask what the original mortgage amount was and I said £160k when it was actually £140k...oops!

henmuffin

We had £1100. Nice little windfall especially as I don't really understand why we are entitled!!!