All the small things - tell me what you have done to be MF today

DawnW

The usual things ...

Sandwiches with me to work

HM food for supper (left over pie from weekend with jacket spuds and veg)

Listed more old CDs on Magpie .....

Quite boring really

But doing these repetitive things, sticking with it, meant that I could pay an extra £500 off the mortgage :j:j:j

cha97michelle

That is a great overpayment Dawn. All these small habits will make the difference. If we can keep them up.

So for me today :-

• Read the meters - gas halved to 3 units from 6 from turning heating down, elec reduced from 110 to 90,
• submitted readings to energy company, asked for DD to be reduced from £72 to £60, as we are £200 in credit.
• op - 25p on surveys, plus 15 p for an external survey still to be added.
• surv n/work - 75p, now £11.30
• Mysurv - tried 2 surveys but didn't qualify, so only got 10 points.
• VO - points finally validated so got a £10 Mr T voucher. Might save it for christmas treats, or then again, might just use to reduce bills as they are off the scale at the minute.
• DH had to pick some equipment up near our house, so came home in the works van, so saving one days worth of diesel for the week.
• Dinner was leftover spag bol become chilli, which i stretched to four of us.
• DH got a 3 month car tax refund of £68, which somehow neutralises the £155 spent on car tax for the new car at the weekend.

Froggy-G

Evening all!

Today I:

• Went to work
• Got a pay rise (an extra £50 a month in the OP pot!)
• Had homemade sandwiches
• OH is away on business, so no petrol & food costs for 5 days for her
• 15p on 1poll

Thats it so far...

Cheers
Froggy

cha97michelle

Yay Froggy.

Most of DHs pay rise went to the mortgage too, and his bonus. Luckily he doesn't mind. Best place for it.

Just won a full house on bingo (worth all of 80p) and wrote a 10p review on DY. At £44.09, and really working it again, but i need to give up in a minute to do some knitting for a baby born today. I wish i were more organised.

IHateDida

In the last couple of days....I have:

- Turned off freezer in garage and moved the few products that were in it, into the house freezer

- Send 2 dresses back to boohoo - one was damaged, the other made me look like a pregnant goldfish - so £29 back!:o

Not much really I guess.......:(

[Deleted User]

Hi all
Michelle I read your comment as you "won a house"
packed lunch made for us both today and dinner from what we had in...
May have bought coffee and cake at lunch...oops!
Resisted all other impulse spends
Mobile money recieved!
lovefilm free trial started (should get amazon voucher for this! its a hard life but someones gotta do it! :rotfl:)
went to work!

thats about all for today ..

cha97michelle

Deleted_User wrote: »

Hi all
Michelle I read your comment as you "won a house"
..

:rotfl:Oh if only. It would make being MF so much more easy. I'm not fussy. I would like an extra bedroom and an extra loo, and that is it. Otherwise my current house is perfect. (I only want the loo as i am fed up of little boys never leaving me alone in the bathroom.)

XSpender

Not much from me today:

• Drove slower to work and back to save fuel, but not that much slower:o
• Packed lunches for all of us and dinner from stores
• NS&1 old account balance claimed for a total of £1.60
• Resisted pudding and chocolate in the works canteen:)
• Spent a total of 91p today
• Went to work and sent DH to work
• No heating on today even though my toes are now feeling numb

tinkerbel

spent a voucher I got when I complained about poor service today so happy with that! It was something I was going to spend anyway so woop woop!
free parking when I popped into town (wouldn't have gone if it hadn't been free though)
Done a DY review and did one last night and I'm doing some rates too but the other thing I was going to review (its rubbish) seems that it is so rubbish that they dont make it any more!
haven't done too much else really but I have nagged the OH to sell his stuff on ebay!

tinkerbel

ps - out of interest, when people are OPing their mortgage, do you also have some savings which are seperate for just-in-case? or is it purely over pay but then you could take a break if times got hard?