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All the small things - tell me what you have done to be MF today

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  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I forgot my online shopping session yesterday!:
    * googled for ideas for new bathroom scales, checked retailers like Argoose and the direct catalogue prices for Mr A & T as well as google shopping for prices. Boots came out cheapest so I went via TCB for cashback, earnt Boots points and used a cashback CC to pay! I also got a Boots advertised discount on other basket items (again did a price comparison before adding them in). Took quite a while to do the shop but I spent £83, earnt ~332 boots points, £4.94 TCB, saved £6.94 through the Boots code on my other items and qualified for free delivery, saving me the cost of going to a Boots store to get my items!
    * my other bit of shopping was cheapest at Amaz0n so paying using TCB vouchers.

    Total spent £94 but £11 in vouchers not cash, plus a total of £8 "back" in Boots points and TCB cashback :T
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • JimLad
    JimLad Posts: 950 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Hi all,

    DH and I transfered £14.7k to the mortgage, we are now maxed out without paying 3% fee on any further OPs. Do we keep OPing and take the hit or put it in the bank till next year?

    It depends on interest rates. Which is the highest out of 3%, your mortgage rate and your savings rate?
    Mortgage Free 22/03/17
    MissWillow is my OH!
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    pink_poppy wrote: »
    Got a Debenhams sale brochure with the Sunday Times today & they're showing a Kitchen Aid for £369 (was £419) available in 9 colours. I know Debenhams are on the Nectar eshops ~ says on the website they're doing triple points as well.

    Has anyone seen/played the 'Spin to Win' on Nectar's facebook page?? Thousands of points to be won every day apparently ~ will have to have a mosey on over ;)

    Thanks for this.. i'm very much tempted but if i save all my vouchers from surveys then it will be free so i will have to keep away from the "add to bag" button for now and do a lot more surveys!
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • dipashah
    dipashah Posts: 419 Forumite
    shala_moo wrote: »
    Thanks for this.. i'm very much tempted but if i save all my vouchers from surveys then it will be free so i will have to keep away from the "add to bag" button for now and do a lot more surveys!

    Swagbucks are a good way to build up Amazon gift cards too :rotfl:

    Im on £10 in about 1 month and havn't had to work that hard for it :) If i was doing the daily survey etc too would be double that I bet! mine is mainly from search, NOSO, daily poll, bonus codes on twitter and FB, SBTV etc

    Bought lunch today on my Boots Card....time to start spending the points in a practical manner :)

    Wombled a few receipts from Mr T too
  • usa1
    usa1 Posts: 538 Forumite
    Today:
    Claimed back my eye sight test from my work scheme
    Redeemed 20.00 Mindmov3r Panel to pay pal
    It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise
  • dizzyblnd
    dizzyblnd Posts: 583 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Everyone seems to be talking about nectar lots. How do you get involved in the nectar ads and surveys?
    Mortgage free wannabee 2022 #82
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dizzyblnd wrote: »
    Everyone seems to be talking about nectar lots. How do you get involved in the nectar ads and surveys?

    At the moment the only way I collect nectar points is to search using the Nectar search bar, which you can download onto your computer and do Nectar Canvass surveys.

    The search bar only earns you 50 points a month max.

    There was a thing called Adpoints a few months back but this was only a trial and as far as i'm aware it hasn't restarted, again you could only earn something like 450 point in one month.

    It;s not great amounts of points but it adds up to a bit off your shopping or off Amaz0n vouchers etc
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Today's haul;

    £10 Amazon voucher redeemed from Valued Opinions
    £5 Amazon voucher arrived from Swagbucks
    Portion of defrosted casserole from freezer for tea
    NSD apart from stocked up on some packed lunch stuff at Farmfoods.
    #39 - Save £12k in 2025
  • usa1
    usa1 Posts: 538 Forumite
    Todays Haul;
    5.00 ebay
    4.10 from MyPaidOpinion
    It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise
  • dipashah
    dipashah Posts: 419 Forumite
    woo hooo - finally hit the £25 springboard payout.

    just over £2 on onepoll this week - and the regular SB and other surveys

    used loads of coupons on grocery shop yesterday - although with all the stress of house renovation problems - lots had expired (my unilever ones, my free cravendale one)

    rectified my mutual points problem so am now getting emails etc again so building up points quickly and am nearly at the payout level. :)

    did a msytery shop but now need to wait 10 days to complete report and get paid. only few quid but not bad as was only sending an email.
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