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All the small things - tell me what you have done to be MF today
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Other half scrapped his old car and received £169.00 (wow the price of scrap metal has gone up):j. Have also filled out the form to post for a refund of one months car tax (every little helps). Have 5 watchers on ebay, although no bids:o (yet, fingers crossed). Only had one slice of toast intsead of 2 and didn't notice I was any hungrier, drove carefully to work, and brought HM supper from frozen leftovers.
Tinkerbel, I feel just the same way, this really is a positive thread! I had some time and looked through the OS thread the other day and found some new recipes to try.
Looks like trip to visit mother may be delayed, so have time off to do carboot, and get generally organised before hand more to the point, so I don't get back from it to find a box I should have taken!Owe Mum for house deposit: 01/04/2011 £4700
Currently £27020 -
Went to rubbish dump and managed to pick up a craft table for £4
then won a bid on ebay for a small office chair for 99p to collect.
Made some bread yesturday and a lemon & couscous chicken.
Made some more crafts, cos my local library said I can sell them there in june and August.
MIL bought us a big bag of cheese.
Went to shops and got some woopsies.
Today, cooking a "big" chicken and making it into 4 chicken curry meals to freeze. Making more crafts. Hope to do some surveys.
Got some material off ebay £6 to make a new - posh
bathroom blind, so hope to start it today.
phew !Kindness costs nothing0 -
lol, I was sitting at the table going through my mortgage statements
when this song came on the radio , so (its my mortgage song now) :rotfl:.
Miley Cyrus - Its the climb
I can almost see it
That dream I am dreaming
But there's a voice inside my head saying
"You'll never reach it"
Every step I'm taking
Every move I make feels
Lost with no direction
My faith is shaking
But I gotta keep trying
Gotta keep my head held high
There's always gonna be another mountain
I'm always gonna wanna make it move
Always gonna be a uphill battle
Sometimes I'm gonna have to lose
Ain't about how fast I get there
Ain't about what's waiting on the other side
It's the climb
The struggles I'm facing
The chances I'm taking
Sometimes might knock me down
But no, I'm not breaking
I may not know it
But these are the moments that
I'm gonna remember most, yeah
Just gotta keep going
And I, I got to be strong
Just keep pushing on
'Cause there's always gonna be another mountain
I'm always gonna wanna make it move
Always gonna be a uphill battle
Sometimes I'm gonna have to lose
Ain't about how fast I get there
Ain't about what's waiting on the other side
It's the climb, yeah!
There's always gonna be another mountain
I'm always gonna wanna make it move
Always gonna be an uphill battle
Somebody's gonna have to lose
Ain't about how fast I get there
Ain't about what's waiting on the other side
It's the climb, yeah!
Keep on moving, keep climbing
Keep the faith, baby
It's all about, it's all about the climb
Keep the faith, keep your faith.Kindness costs nothing0 -
Today I have:
*made pack up for DH (subway for me, but I did need some change ;-) )
*50p in Penguin pot
*screened out of VO surveyMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Liking the lyrics Mirry (although I have absolutly no idea who Miley Cyprus is
).
They kind of relate to how Im feeling at the moment so Im going to check him/her (?) out later.
Im still lurking around here, but feel a bit of a fraud at the moment as I have barely made any ops recently.
We had a couple of unexpected bills recently to pay and DH needed a new (old) car.
Thankfully I had savings already in place to cover this, but now I need to concentrate my efforts on building the accounts back up.
I did however send my Onepoll £40 to the mortgage.
It would have felt wrong not to0 -
Made first op to both mortgages: £18.91 & £7.59 Not much I suppose but a start for me.0
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Haven't been doing very well recently
* Still charging phone at work every day
* MPG OCD has been AWOL for the last week but promise to try harder
* Free lunches at work
* 2 free brekkies so far this week at work (Cappucino & Oat bar)
* Freezer Surprise tonight - fingers crossed
* Couple of YouGov surveys
* Wrote a couple of reviews for last years holiday on Holidays Uncovered £1 cashback per review
* Booked Holiday flights via Expedia so getting Quidco Cashback and Nectar Points
Anti-MSE
* Was checking out the Freebies list in Quidco and came across the Graze Box. Liked the idea so much I flipping subscribed. First box is free, second box is £1.75 and thereafter £3.49. £1 cashback for free box and £1 cashback for first box at £3.49. You can take box 'holidays' and cancel whenever you like. They only seem small - I doubt a box will last me a flipping day sat at my desk 'Grazing'.....managed to select only healthy items though and it may keep me out of the chocolate box here at work (please god). If anyone wants to use my referral code then please doWNRTN2JA :rotfl:
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Miley Cyrus is the daughter of Billy Ray Cyrus (remember him from the 80's?) - she is 'Hannah Montana'.0
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I was just passing so thought I'd drop by to offer my support.
My thoughts are to 'live it' which means make the goal of paying off the mortgage part of the DNA of family life, always look for ways to get things cheap or free, stretch food out, make my own bread (a loaf costs 33p including energy to cook it using the remoska).
Sometimes you have to speculate to acumulate, I invest in things (such as my remoska) in order to save money, try to get it free if poss on freecycle!
Another little trick I do is when I calculate my monthly budget, if a bill is, say £26, I calculate it at £30 and think the money as spent. When the statement comes in I sweep the extra £4 into a 'virtual' piggybank and when it adds up I save it (pay off the mortgage) as its already been spent in my mind. Its surprising how much you can save doing this. Any extra money gets put away like this too such as quidco payments.
I wish you all the best with your endeavours, stick at it and one sunny day you will be living mortgage free!Save £12k in 2012 no.49 £10,250/£12,000
Save £12k in 2013 no.34 £11,800/£12,000
'How much can you save' thread = £7,050
Total=£29,100
Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
Balance 23.11.09 = £nil.0 -
yeah thats Miley
.
Maybe I should of played the song ....
Moneys to tight to mention - by mick Hucknell :rotfl:Kindness costs nothing0
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