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What would you do....?
Options
Comments
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What would you do if you had the choice.....
Option 1
Stay working 3500 miles away from home earning good money (tax free/no national insurance) paying £1800 a month off a £85875 mortgage and being able to go out when I want / buy what i want.
or
Option 2
Come back to the UK, back to friends and family working an average job (say 16-18k a year). Just having enough to cover bills and the odd night out.
Im single, 24.
I don't hate my job but i do miss my friends and family. The location i am at gives pretty much a nil % chance of ever getting into a relationship with a woman! Which i wouldn't mind one to be fair!
Friends and family say I should stay out here! But, what would you do? I have been out here for just over a year now.
Thanks.
Ryan
being a tight and sensible chap I would opt for option 1. But if you want to return why not save everything you can (ie less nights out) and then you can have the best of both worlds?
Mortgage free - 01/05/2019, mortgage high £200k 20110 -
Don't you get a chance to get home to the UK at all?
My advice would be to try and stick it out where you are for a while yet. My husband has worked abroad, but always got back home. It's much more difficult to do once you have a family. At least you're still single - and you're still very young. If you had a young family I could understand your yearning to come back home. How would you feel if you packed it in and came back home tomorrow?0 -
Don't you get a chance to get home to the UK at all?
My advice would be to try and stick it out where you are for a while yet. My husband has worked abroad, but always got back home. It's much more difficult to do once you have a family. At least you're still single - and you're still very young. If you had a young family I could understand your yearning to come back home. How would you feel if you packed it in and came back home tomorrow?
I would probably be over the moon, glad to finally "live" in my house. Yeh, i do get to come home. For every 4 days I spend out here I earn a days leave. So, if i work 8 weeks i get 2 weeks off back home.0 -
I would probably be over the moon, glad to finally "live" in my house. Yeh, i do get to come home. For every 4 days I spend out here I earn a days leave. So, if i work 8 weeks i get 2 weeks off back home.
Do you actually come back home? Do your employers pay for you to come home?
Two weeks every 8 weeks isn't that bad actually.0 -
Yeh, i get a fair deal really. I still get paid when im off and i get free flights home. I know, it sounds ideal and perfect bla bla... but i've been doing it a year now and it's not a real settled life!0
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Interview for a job in the UK next tuesday! Argh! I still don't know what to do, so im pursuing both at the minute!
Job in the UK is 20K p/a0 -
Could you afford your mortgage on £20 k per year? if so coming home to an enjoyable life is an option.
If not then perhaps you need to stay until you get to the point where a job on £20k will support living in your own house. It looks to me like you could be in a much stronger position if you stay for another eighteen months, but it is a long time if you are unhappy......................0 -
Definatly option 1,
As an Ex pat my husband worked abroad from the age of 25, everything he earnt was Tax free, much like yourself, he returned home at 36, brought our current home cash, so never had a morgage, we now live a very comfortable life, so I would stay as long as you can you are still only 24 , it will be well worth it in the long run.
The UK right now is really not a great place to be, your not missing much!
Good luck0 -
Hi Ryan , this is a difficult one. I think your head is telling you one thing but in your heart you have made up your mind you want to come home.
Whatever you decide the financial gains you have already made are great and have got you on the property ladder and that alone is something to be celebrated :j
Do you think there will be much career progression in the uk job you are applying for?
Because you have had your own place before you obviously have a good idea of household expenses etc except this time you dont have someone to share them with and as a homeowner you will be responsible for all the maintenance and repairs etc. Dont forget to keep us updated on what you decide to do, if you do come back to the uk you can start your own diary and become obsessed with spreadsheets :rotfl::rotfl:Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000 -
wantabetterlife wrote: »Hi Ryan , this is a difficult one. I think your head is telling you one thing but in your heart you have made up your mind you want to come home.
Whatever you decide the financial gains you have already made are great and have got you on the property ladder and that alone is something to be celebrated :j
Do you think there will be much career progression in the uk job you are applying for?
Because you have had your own place before you obviously have a good idea of household expenses etc except this time you dont have someone to share them with and as a homeowner you will be responsible for all the maintenance and repairs etc. Dont forget to keep us updated on what you decide to do, if you do come back to the uk you can start your own diary and become obsessed with spreadsheets :rotfl::rotfl:
You have pretty much hit the nail on the head with your post. You are right my head is telling me to stay and my heart is telling me to come home! I really really don't know what to do! I think it will be a case one day I'll do something rash and put my notice in! That's the sort of person I am! opps :mad:
haha, your comment about the spreadsheets made me laugh. Even though i was only renting last time I had more spreadsheets than hot dinners!! How addictive it gets!!!
Thanks for your reply. Very much appreciated.
kinds rgds
Ryan0
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