Help! Hit by Uninsured Driver etc etc

Tilt

Gene_Hunt wrote: »

Not recordable crimes so no crime number, stick to what you know.;)

What are you talking about 'not recordable crimes'? Can you expand on that?

Gene_Hunt_2

Tilt wrote: »

What are you talking about 'not recordable crimes'? Can you expand on that?

Look it up.;)

Strider590

Tilt wrote: »

"where's the crime?"




When I last checked, these are criminal offences.

Yes, but unless they prove he was speeding, they'll probably just give him a slap on the wrist.... :mad:

Quentin

Gene_Hunt wrote: »

I would listen to Tilts advice on this.

This is poor advice:

Tilt wrote: »

Your insurance will deal with any claims against you plus your damage(s) if you are fully comp.

Your insurance (even if fully comp) will have very little cover for your personal injuries damages.

As previously advised, you should use MIB for this. A claim handler or your solicitor etc will help you sort everything (including repairing your car, dealing with MIB etc)

vaio

Unlikely to apply in this case because of the damage to the parked cars but for general info, my reading of the MIB rules says that if you claim on your insurance your company can’t then recover the costs from the MIB so it goes on your record as a fault claim with the attendant premium loading and loss of NCB.

If you can afford to wait for the MIB wheels to grind away then claim the whole lot from them which will preserve your NCB & avoid the fault claim on your record.

Tilt

Gene_Hunt wrote: »

Look it up.;)

When you get nicked and taken to the police station and subsiquently charged for any offence, you DNA, pics and finger prints are all taken. Obviously I'm talking about offences which result in a court hearing and I believe the offences listed by the OP fall into that catagory thus a crime or police log ref will exist.

What I will agree on is the fact that the OP may well have to claim off the MIB but if the TP driver is convicted for the offences, then there may be an opportunity to claim compensation from him.

Tilt

Quentin wrote: »

This is poor advice:



Your insurance (even if fully comp) will have very little cover for your personal injuries damages.

As previously advised, you should use MIB for this. A claim handler or your solicitor etc will help you sort everything (including repairing your car, dealing with MIB etc)

I don't think I mentioned personal injuries!

Quentin

Tilt wrote: »

I don't think I mentioned personal injuries!

Correct, but weasel words!

You actually referred to a comprehensive insurance policy dealing with "your damage(s)"

What was that supposed to mean other than his personal damage as well as his property damage?

And your authoritative post neglected to mention at all the MIB, seeming to suggest previous posts about this were wrong!

vaio

Quentin wrote: »

...... your [STRIKE]authoritative[/STRIKE] nonsense post neglected to mention at all the MIB, seeming to suggest previous posts about this were wrong!

there, fixed it for you

Tilt wrote: »

......

PLEASE NOTE
My advice should be used as guidence only. You should always obtain face to face professional advice before taking any action.

Good advice is to follow the second half of Tilts signature rather than what is posted above it.

I had a dream once about an extra button next to the “thanks” one………

Tilt

Quentin wrote: »

Correct, but weasel words!

You actually referred to a comprehensive insurance policy dealing with "your damage(s)"

What was that supposed to mean other than his personal damage as well as his property damage?

And your authoritative post neglected to mention at all the MIB, seeming to suggest previous posts about this were wrong!

Please refer to post #17 then.