Bridge the gap with the February NSD challenge

postingalwaysposting

solventsoon wrote: »

:j:j:jPAP - for no 7, nearly halfway now, that’s brilliant.
The way you’re going, I think you’ll definitely exceed your target - you’re after the spaceship prize aren’t you?;)

:rotfl: Spoon I must say I do love the target one with wobbly eyes, super cute! Todays NSD number 8, woo hoo, I was tempted however as I did some reductions in work but decided to 'shop' from my cupboard at home instead

Have a great evening all :T

cw18

postingalwaysposting wrote: »

I was tempted however as I did some reductions in work.....

Ooooo...... another supermarket (?) worker
Which one are you employed by?
I'm "at" Mr M.....

IF

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

postingalwaysposting

cw18 wrote: »

Ooooo...... another supermarket (?) worker
Which one are you employed by?
I'm "at" Mr M.....

H Cheryl, no don't work for a supermarket I work for a 'larger' supermarket Mum is at Mr M though :rotfl:

holidayaholic

NSD#8 for me today :j

Spent the day in the garden weeding, but resisted the temptation to go to the garden centre to buy a load of bulbs - I'm planning to search out some deals online instead as I always spend a fortune if I go in the garden centre / diy store.

IF

Good [STRIKE]evening[/STRIKE] morning all :hello:

Spoony and SF got my 10th NSD [STRIKE]today[/STRIKE] yesterday, thank you both :A:A

solventsoon

Hi lovely NSD gang :A
Hope everyone’s had a good Saturday and managed to get a bit of sunshine.


Quick roundup of numbers tonight, lots more NSDs rolling in today, well done everyone:j:j

:j:j:jthrifty fifty - for no 5, halfway now, that’s brilliantl Hope you’ve had a good day

:j:j:jskaps - for no 6, you’re doing great, keep going

:j:j:jtwistedhazel - for getting to number 7, that’s brilliant, nearly halfway. Hope the new job is going OK?

:j:j:jDansMum - for no 5, you’re doing great, keep going
Oh dear, lots of spends today

:j:j:jKeiss 21 - for no 9, over halfway now, that’s brilliant! And yay to 3 in a row as well.
Hope the gardening went well today

:j:j:jifwishes - for nos 9 and 10, you’re doing brilliantly, target is well within sight now

:j:j:jchris81418 - for no 10, woohoo indeed! Keep going, you can do it!

:j:j:jelfen - for no 7, halfway now, that’s brilliantl

:j:j:jpinkfluffybabe - for no 4, keep going, you can get there!

:j:j:jfedupandskint - for no 6, keep going, you can do it!

:j:j:jbeanie - for no 10, that’s brilliant and for 8 in a row, that’s flippin’ fantastic - well done!!

:j:j:jdmb - for no 3, keep going, you can do it!

:j:j:jCheryl - for no 6, halfway is brilliant!! Some tasty bargains today as well

:j:j:jPAP - for no 8, over halfway now, that’s brilliant!
Glad you like the prizes

:j:j:jholidayaholic - for no 8, over halfway now, that’s brilliant!
Well done for avoiding the garden centre



Hello to:

jintyb - oh dear to your body clock, that’s not good:(, could the medication be doing that to you (coupled with the stress of the past few weeks as well)?
Hope you’re pleased with your highlights:)

pippi - it’s a pleasure, you get a jumping smiley every time you get an NSD, and a prize when you get to your target - lots of goodies available here. :j
Good thinking re your targets and well done for the small step yesterday, that’s the way to do it:T

fedupandskint - fingers crossed for an NSD today. The rhubarb jam sounds good:T

LittleMissHappy - fingers crossed for tomorrow. Happy baking!:)

Decluttering - I love the sound of the sheep socks and dacshund pyjamas - I have a picture of sheep wearing socks and a dachshund wearing pyjamas.. but I’m sure that can’t be right:rotfl:

kerri - more spends... but you’re right, none of them seem to go with your dress;)


And no 9 for me today, very pleased with that:j:j

Front page all updated now, see you all tomorrow.

‘night everyone
spoon xx

elf06

cw18 wrote: »

Ooooo...... another supermarket (?) worker
Which one are you employed by?
I'm "at" Mr M.....

I'm at Mr T (I may have mentioned it before ) - and just moved a few weeks ago to the dpt that does the reductions which is proving a little difficult for me. There have been 'issues' before with staff purchasing woopsies so I am having to think about what I want/need very carefully!!

Well yesterday was indeed NSD number 7 for me today isnt going to be as I need milk and phone top up

fedupandskint

Aiming for another NSD today - had a mooch on the T+M website last night and found a few things to spend the cc vouchers on then realised whatever combination I did I would have to put a small monetary contribution to. Decided to leave it for this weekend as I wanted to stick to my NSD.

Today is clean kitchen, bake scones, study and start reading for assignment. Also bit of washing, mealplanning and shopping list for next week

runnerbean17

Up to 6/12 so far :j:j

Half way and not quite half way through the month

Quiet week before the school holidays so hopefully will get a few more NSD in.