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Bridge the gap with the February NSD challenge
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Awww..I LOVE my little alien! I think I shall call her Ariadne & must remember to tell her to keep away from PDD's lot; my kids have not yet developed their own blood-lines, so I definitely don't fancy the prospect of being surrogate grandma to a bunch of little green things :eek: well..not just yet.
I had a spendy on Monday & got my no15 via a very narrow escape yesterday, when me muvva decided she didn't want to go out after all :j
I hope you do manage a night out folks but if it is to be around the 1st I'm afraid I shall not make it, but shall raise an imaginary Screwball to your good health xFull time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Hello everyone! :wave:
It's great to hear from you BMF! Welcome back! Have you got yourself a new lil portable 'puta, for browsing t'interweb at your mum's? Or are you online back at home?
Whilst I'm at it - welcome to the thread bexs.ua!
Anyhoo - I'm online to report a successful February ... I reached my target yesterday of 19 NSDs! Woo hoo! I've put off this food shop for long enough though, so today is a spendy day, with a couple of non-food related items going into the basket too.
Spoon - with just under a week to go until the month is out, I'd like to increase my target to 22 NSDs please. Thank you!
Have a good rest of the day everyone, and good luck with smashing more targets!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Not a NSD as took a friend who has had a stroke out for lunch.
Was lovely at a local-ish farm shop.
Hadent budgeted for this but hey ho life gets in the way sometimes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi everyone,
Well it has all gone a bit pear shaped now, and am not going to be able to hit my target even if I can turn things around for the last few days.
Think I might still scrape 18 or 19 this month though so is not the end of the world and tons better than the pre-challenge me, but must try harder next month!
This week I have been foiled by stupid and unnecessary charges, which actually makes it worse really.
Yesterday I paid the fees on the DVDs we returned to the shop two days late, a bit galling especially since we had rented them for "free" using T**co vouchers. Then today I was just plain inattentive - put my £5 in the car park machine (or so I thought) and got the ticket, put it in the windscreen etc, didn't check the payment or the expiry time (see what I mean about not looking????) and when I got back to the car it turns out I only put £4 in, so my time had well run out and I had a £25 parking fine. When I checked, the other quid was still in my purse so only myself to blame! :mad::mad:
I suppose I could have waited to pay the fine till a planned spendy day, but just wanted it out of the way & didn't want to forget and have to pay double.Debt Free since Nov 11 (ish) (except the £118000 mortgage) as at Jan 2013 but still hanging around DFW as I need to Stay On Track.
"My dad used to say, 'You wouldn't worry so much about what people thought about you if you knew how seldom they did'." Phil McGraw0 -
Target achieved today! First time in a long time I've done this making today NSD 15
I'll extend to 17 please and today is my 4 NSD in a row too!
Result :j:j:j:j:j:j:j:j:j:j:jfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Am very pleased to report NSD No 8 & 9 for today and yesterday. :j
That 11 might be in reach now - thanks guys for your support!Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0 -
3 more NSD to report. (Sat, Sun and Mon) bringing total up to 9DeeBee0
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Hi!
A bit of a spend for me today, £2.99 to be precise! Went to the cinema courtesy of my mumso only paid a very little amount considering the kids wanted to eat anything and everything in the rip-off cinema :mad:!!
Rest of the week is likely to be spendy because OH is off work and the step-kids are here, so there will be 8 of us and we are planning to go out and stuff :eek: but i WILL be frugal!
Goodbye all xxMortgage-free wannabe!0 -
NSD #13 for me
Tomorrow is pub quiz night so going to be tough but drinks and a meal before will be courtesy of a mystery shop ... haven't told my friend as I'm hoping she'll then buy me a drink during the quiz so I won't have to pay for anything. Bit cheeky but fingers crossed.0 -
Evening all :wave:
I have managed to reach my target of 15 NSDs!!!!!! Woo hoo and rather spookily like fedupandskint I have also managed 4 in row :j:T:j
I would like to up my target to 17 NSD. Wondering how many NSDs I can manage in a row. This is addictive . . .
Have a great evening
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0
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