Bridge the gap with the February NSD challenge

bexs.ua

Hi everyone! You've all inspired me to start doing this challenge as I really want to start making headway on #1 my debts and #2 random spending!!

I get paid weekly but all my direct debits come out of a separate account which I transfer funds into from my main account just once a month. Just want some clarification for NSD's really, as I have DD's coming out over 9 separate days do I count these as spend days OR do I just count the one day I transfer the one amount from my main account as a spend day???

What do all of you lot do?

postingalwaysposting

NSD number 13 for me today :j

cw18

bexs.ua wrote: »

Just want some clarification for NSD's really, as I have DD's coming out over 9 separate days do I count these as spend days OR do I just count the one day I transfer the one amount from my main account as a spend day???

I transfer money from my 'main' account into my bill paying account once a month, but count each day a D/Debit goes out as a spend day (and ignore the day I transfer the cash, as I still "own" the money at that point)

But a lot of folks on here ignore all their regular bill payments anyway, so you don't HAVE to count either if you prefer not to

beanielou

kerri~Glad dress saga looks like being resolved.

Jinty~I think they are taking care of your better nature.
Hope you can get things resolved x

boultdj

Managed to get another 2 ,not sure if I'm on 9 or 10.OK I'v checked now up to 9

beanielou

You are doing so well Pap :j :j

muffin_man_7

well good news is another 2 nsd thats 14 up to now bad news is had migraine since sat night which is why ive not spent anything worst bit is no matter how bad i feel i got to go shop 2moz early cos i forgot to get kids to top up leccy meter we only got it put in last tues so still getting used to it thank heaven for friendly credit if the £1.50 goes at least the freezer will be ok but dont want to put too much on or we might end up with none at end of week and the leccy bill from nov just got added a whopping £405 ive never owed out so much ever these dam headaches got a lot to answer for as i keep forgetting to pay things then by time i remember money gone and i dont always know where which is why i increased my nsd for feb to hopefully make it easier to keep track next will be the 2-3 purse system to sort ready for march these dam debts will go they will .....eventually so even though i dont count bills as a spend day seeing as i will be out anyway i might as well use one of my allocated spend days and save 1 for end of month then i will hit my target for feb see i said being on here is very helpful and we all need all the help we can get next job for tnite bins out before i forget then a nice warm drink havent had one all day not much milk left and i got 6x2litres on friday night did late night shop while kids were out that way they dont see what i get till i want them to except for frozen as i needed help getting it in the freezer (dont ask) should still be a good few meals in there they just wont have a lot of choices thats what they get for eating all the favourites first now i see why im always skint oh well no chance of refilling this week maybe next week if i plan ahead and keep to a list problem is when i make it and forget to take it with me

edited to say sorry for rambling dont get to talk much whenits half term as they are always with their friends sorry

solventsoon

boultdj wrote: »

Managed to get another 2 ,not sure if I'm on 9 or 10.OK I'v checked now up to 9

boult, you're doing yourself out of NSDs again:D, you're on 10:j:j:j

xx

solventsoon

Hi lovely gang:A

Front page updated with looooaaaaaddddssssss of NSDs today, well done everyone :j:j:j

Quick mention for some targets met today:

:j:j:jilovetea - 14 NSDs and target no 2 in the bag now, well done you!!!!:j:j:j
I've awarded your second prize now, hope you like it. Are you going to be brave and increase it again?

:j:j:jCheryl - 12 NSDs and your target is in the bag now, you made it!!!!:j:j:j
I've awarded your prize now and increased your target to 14, good luck!

:j:j:jbeanie - 16 NSDs and target no 2 in the bag now, well done you!!!!:j:j:j
I've awarded your second prize now, hope you like it. Target increased again to 17, you can do it!


Well done to everyone for all the NSDs gained today, you're all doing brilliantly.:j:j:j Sorry, no time for a name check for you all:o, busy day and I'm tired today - it must be catching:(


See you all tomorrow

'night everyone

spoon xx

boultdj

solventsoon wrote: »

boult, you're doing yourself out of NSDs again:D, you're on 10:j:j:j

xx

Good job your keeping trackStill have got an excuse, I'm in the middle of moving, and all the decorating that goes with it.