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determined to be debtfree!
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I know how you feel with your friends, and as like me you will still invite them in and make them feel better when they need it. Since I moved 15 months ago I have heard from none of my friends I'm determined once DH is back in work im going to go to some sort of club preferably craft and meet people.
Next time beep and wave so they know you saw them!Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
bonnington wrote: »Hi DFW.
I hope you're feeling better.
Sorry I haven't posted for ages but I have been reading your diary.
It's been awkward with one laptop missing as one was in for repair, although it was not repaired. Long story. :mad::(
I hope you are getting some decent weather down there. All it does up here is rain.Eager_Elephant wrote: »DFW,
Can you go back to the GP and ask for a different anti -d?
There are so many on the market and obviously people react in different ways to each.
Hope your vertigo clears up soon (((DFW)))happy_but_skint wrote: »I know how you feel with your friends, and as like me you will still invite them in and make them feel better when they need it. Since I moved 15 months ago I have heard from none of my friends I'm determined once DH is back in work im going to go to some sort of club preferably craft and meet people.
Next time beep and wave so they know you saw them!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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PinotGrigio41 wrote: »Hiya,
Sorry to hear about your bad night, I was up half the night as well, but I had the bed to myself !! I really do hope you begin to feel better soon.
Re Barclays, you will need to request a SAR from them ( subject access request) You will need to enc a postal order for £10 and ask them to provide you with all financial info they have on their records about you, incl all transactions, charges, PPI etc etc. If you have account numbers list them. You should find template letters on here to use, I always tend to tailor them to our personal situation though. If you have trouble , give me a shout, I have an outline of something here that I can PM if its any help.
Take Care x
:T ooh if you do have something that would be great;....i looked on here for a template but i'm useless at finding the right thingsi spent hours reading all the wrong things lol
Alice_in_Poorland wrote: »Hope you manage to catch up on your sleep, you've got alot going on at the moment. Good luck with a 'cheap' shop.
Brizzle - Good idea about using Amazon instead of Ebay.
xx
13 hours sleep :j:j:j:j:j:j:j:j:j :T And £10 on food shop yay!! ALthough i just realised we're out of chocolate & pop so do i go without or do i go to the shops and get some....hmmmm decisions lol xxxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Have cut my hair this afternoon and feel better for it it seems to grow so quickly which i know i should not moan at because people like my sister wish they had long hair and it takes them 10 years to get it to my length lol. I cut around 3 inches off today and guaranteed it will be back in 3 months!
I have also decided i am once again on a diet now i am feeling a bit better. Weigh far too much for my height & framemy bmi is only 26.59 but i've got quite a small frame and i feel just huge
!
So from May new exercise resolutions (which i will have a little ponder on this week) weight loss resolutions & eating resolutions...perhaps i should find a group on here to egg me on lol but i always fail to keep up with big threads on here :eek: ! I think i shall have to find my running trainers and dust them off too
I will also have to find some more money for my reiki, it needs to be paid in full by end of may i should think although will check this
Am going to do a meal plan before pay day...a healthy one for me!! and kids & dh can eat whatever they want (and i will sneak some healthy meals in...if i do it full throttle they rebel lol)
Hmm anyway off to have a nosey at some diaries i feel like i am always playing catch up lol how does anyone keep on top of all the diaries they are subscribed to!!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hey DFW try the lose weight 35 thread on here. its really good, im a member (well kind off, not currently on it because of quitting the cigs). They can give you advice, help and theres a weekly chart where everyone weighs in. plus theres monthly exercise challenges that you could give a go if you wanted to.
Your bmi is nowhere near as high as mine, but if its something that you really want to do and will make you happy, then go for it.
You are doing well with your reiki funds. Hope you can raise the rest of the fundsPAD Maker0 -
morning
Well i've just seen martin's new newsletter and ordered myself a free ticket for the mind body and soul event on the 6th may in brentwood :j i'm currently going by myself but hey ho lol
I've also had a think and decided that i am going to use all the child tax credit i get in may to cover deficit from car being fixed. I get it each month and usually split it half for the month i;m in half for next month. I'm awful at keeping it safe though so have decided i will use all of it each month it just means i have to wait 2 weeks for some of my money rather than have it at the beginning of the month.
This also means we won't struggle any more than we already do :T and i get to have pocket money at the mind body and soul event :rotfl: oh and if anyone else fancies it let me know we can meet up and i won't be billy no mates :rotfl:
Packaged up ebay item also got a letter ready to send out. Jobs today all the washing and drying!!! And then later out to that awakening evening (whatever that is?!)
ANyway must rush b back later, school run time!!! :eek:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Back!
Ok NSD today. Was going to post a letter but spoke to teacher and he said email was fine to give consent they will just print that off
Sent ebay off (don't class that as spends the customer pays)
1st wash of the day is on. I want to do 2 more so the wash basket is empty and then do the kids beds! so probably 4 more washes yet!
Have also got a free ticket to the allergy show in london going to see if mum wants to come with me & kids looks really interesting
Checked bank and is doing ok. Any spare money is going to be swept into the savings at end of week. I may need to pop out to shops before end of week for fresh things but hoping not, dinners until pay day are as follows:- curry & rice,
- Chicken & noodles (will make some sort of concoction up with this!),
- pasta, sausages & bacon with sauce
salmon & potato
and then Monday is payday :j
I want to list some books on green metropolis (is that right name???) and amazon but so lazy ...
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Just had knock on door!!! Postie bringing me great news ... I now have £75 worth of gift vouchers for changing to Npower :T will add that to sig in a mo :j think that can go towards xmasMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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have already spent some vouchers for birthdays so will count them up later and change sig to what is left so might not be 194/150 by the time anyone sees lol so just had to write it here for y'all to see
:j
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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ooooo what a lovely postie lol weel done on the nsd xxxxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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I see the training for the washing and drying Olympics is going well
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Great news on the vouchers.xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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