determined to be debtfree!

debtfreewannabe321

Back to report that i've done an hour of Yoga

Felt a little stiff :eek::eek::rotfl: now to keep up with it :cool:

Having a well deserved rest now watching desperate housewives on sky+ ! Will do the washing up in a bit :rolls eyes: :rotfl:

debtfreewannabe321

OH DEARY ME

I've been very naughty this month. Am going to shame myself now and expect a good telling off from you all

I have overspent on the budget and will list the sinned spends here so you can feel free to tell me none of it was needed so i won't do it again :o:o

Camera: £220
Reiki Course: £135
Clothes £35 (over the budget this is haven't included the spends that were in budget )
Car tyre: £140 (couldn't really avoid this though)
house improvements: £18 (i.e table cloth etc)
Talktalk line rental for the year: £114 (does save me £60 over the year BUT i didn't have the pot saved up )
Eating out: £60 over
Second Purse: £145 over
Kids things: £47 (not really sure what 'things' apart from a school bag, pen & ink & few toys.....'
Misc: £70 (yet to work out where the spends were)

=£984 OVER BUDGET AND I STILL HAVE 10 DAYS LEFT TILL PAYDAY:wall::wall::wall::wall::wall:

OH S*&t! Right well this is what happens when my depression comes back full force, i have money in my savings that i can transfer too easily and well it looks like i still, after one whole year, cannot be trusted with money will i ever be cured!!!!!!!!!!! :(:(:(:(:( Grrrrrrrrrrrr@ myself!!!

debtfreewannabe321

This is my plan until pay day:

Tomorrow: NSD (waiting in for AF order. If it comes early i shall take kids out for a walk)- dh goes away
Tuesday: Meeting with a mum at a soft play centre don't really want to put this off as she is moving up north on saturday and i may not see her again and she's been a really good friend whilst i have been living here. So £10 tops. Will take lunch/snacks....may need to pop to a$da whilst i'm out as it's right near there saving on petrol just for milk and bits for fridge (budgeting £10 tops)
Wednesday: Nursery for DD and NSD
Thursday : will invite girls to mine for tea & biccies.......NSD
Friday: NSD (dh will be home by now)
Saturday: will ask dh if he is around if he wants to take kids to zoo whilst i catch up with housework so hopefully another nsd!
Sunday: NSD
Monday: my Birthday! Hopefully a nsd.........I may treat myself to some wine though £5 tops
Tuesday: NSD!!!
Wednesday PAYDAY yayayayayay

that is the plan anyhow lol xx

debtfreewannabe321

morning! No telling's off *phew*

right well after trying to question dh casually about his back pay and when it might be due it appears that half will go in end of March so that is good will hopefully be enough to cover my spends of course the money could have gone to better use, but...

So anyway today i need to clean the kitchen & wait for AF and get ready for nursery tomorrow -all free things!!!!! :rotfl: off i go.............

PinotGrigio41

Ha Ha decided to go easy on you DFW !:rotfl:

So no slapped wrists from me.

Looks like you have a good plan in place for this week and although its just beginning it sounds to me as though you are really determined to stick to it ! I still haven't placed an order with AP, keep looking but never seem to get around to it. Anything in particular you recommend is worth getting from them ?

Good news on the back pay, hopefully that will help get things back on track.

Happy cleaning today !;)

abba1772

there no point in giving you into trouble as you do that enough to yourself lol

thats good news about the back pay isn't it xx

PinotGrigio41

Just wanted to say that I hope you have a lovely day with your friend today x

Alice_in_Poorland

DFW I fell off the 'getting debt free' wagon on Saturday too with a major spend at the supermarket, but on a plus note you have kept a note of where all the money went (well nearly all, apart from the £70) and I'm sure you'll soon be back on track.xx

debtfreewannabe321

debtfreewannabe321 wrote: »

This is my plan until pay day:

Tomorrow: NSD (waiting in for AF order. If it comes early i shall take kids out for a walk)- dh goes away DH didn't go away! Plans changed again! But was a NSD :j (21)
Tuesday: Meeting with a mum at a soft play centre don't really want to put this off as she is moving up north on saturday and i may not see her again and she's been a really good friend whilst i have been living here. So £10 tops. Will take lunch/snacks....may need to pop to a$da whilst i'm out as it's right near there saving on petrol just for milk and bits for fridge (budgeting £10 tops) £8 to get into soft play- £1.70 for juice as they drank all theirs within mins! so still under the tenner :j Spent £20 at shops I forgot we needed nappies for ds2 ah well. was a must really lol. No other spends to report!
Wednesday: Nursery for DD and NSD Have my donald russell order due :j and friend round for tea. Another NSD (22)
Thursday : will invite girls to mine for tea & biccies.......NSD Hubby staying away overnight...
Friday: NSD (dh will be home by now)
Saturday: will ask dh if he is around if he wants to take kids to zoo whilst i catch up with housework so hopefully another nsd!Have promised my husband's services to my friend for moving :rotfl: but should still be a NSD i hope!
Sunday: NSD
Monday: my Birthday! Hopefully a nsd.........I may treat myself to some wine though £5 tops
Tuesday: NSD!!!
Wednesday PAYDAY yayayayayay

that is the plan anyhow lol xx

Have been very good and stuck to diet so far this week and am feeling better in myself wearing my new clothes (without bleach stains or holes :j) although have had stonking headache for days now. just won't shift!

Had lovely time with one friend this morning and again this afternoon at soft play with friend that is moving

Pancakes for dinner & i think an early night need to get rid of damned hangover headache (and haven't even been drinking :rotfl:-no money!)

debtfreewannabe321

Alice_in_Poorland wrote: »

DFW I fell off the 'getting debt free' wagon on Saturday too with a major spend at the supermarket, but on a plus note you have kept a note of where all the money went (well nearly all, apart from the £70) and I'm sure you'll soon be back on track.xx

oh no! well look on the bright side it can't be any worse than £984 :rotfl: am determined to get back on track for the whole of march! that should put me on the straight and narrow again a good old 'cold turkey' month from the shops!