determined to be debtfree!

Alice_in_Poorland

Oh DFW sorry to hear you've been feeling a bit down. Spring is just around the corner.:)
I'm sure DH realises how hard you work in keeping the finances in order (as well as everything else), my OH does know but very rarely shows it.:( xx

debtfreewannabe321

ahh thank you alice i've given myself a stern talking to and am in better spirits for the moment lol!

DH & I are talking about sending DD to dancing lessons....I think i might just wait until september but might start looking around soon. DH's pay rise should have gone on by then.....And i feel guilty doing so much for ds1 and nothing for the younger two!

I was good for lunch, tomato soup & a slice of bread .........watch me blow it all later with all the goodies i have

debtfreewannabe321

Well got to go shopping today. Was really hoping the food would last till next week but nope, i have little piglets for children & a daddy pig for a husband :rotfl:

M&S dinner was yummy. Prawns especially so! That was the first time i've ever cooked my own prawns I usually buy them already pink lol!

I got my phone bill through last night is nearly £30 again. DH keeps going over the down load limit :mad: so spent a good hour on there (TT website) searching how i could get it for less :money: Decided that even though we are pretty much broke that i would pay for my line rental in a one-er for the year. So saved myself £56 I think it was. Then i changed package to unlimited downloads and we should still be paying the same as we were before -......bill probably won't change until end march though so will just have to wait and see what happens there! It cost me £114 for 12 months so works out at £9.50 a month line rental & internet :T then i pay for a top up package for free calls/ higher download/ etc and i think that is £14 a month although i have signed up for first two months half price so hoping first few bills are cheap!

DS2 has all the spots he is going to get now i think with the pox. So just a case of them scabbing over. He seems better in himself today :T although still tired.....hopefully by next week kids will be completely better. I have had enough of spending the whole week cooped up inside!

Expecting deliveries before the end of the week, hoping they come sooner rather than later as i think i may have ordered the wrong pen for ds1. if i have then i'll have to buy another one!!!

I owe my second purse around £5 this morning. Needed cereal, butter, pasta, teabags and a few other bits. It's great not having to leave the house for stuff Will work out what i owe in a mo and do that transfer and then work out how much money we have to pop to ald1 with!

I have £21 pending in my account from quidco :T:j so will leave that in there once it clears so it can go towards the line rental that i paid for!

Am also considering getting rid of sky ..........and getting a freeview + box... dh can download episodes we can't get on the freeview it probably works out cheaper to do it that way. I only watch one prgramme on sky one and a few on living other than that it's the kids programmes we'd miss but we have tonnes of dvd's and also we would still get cbeebies & citv free.....will ponder and perhaps broach subject with dh to see what he says!!! That should be fun he already feels hard done by :rotfl:

Beencounting

Hi DFW

As you know, we got rid of 5ky around October last year and it was hard at first, although tbh, I think we're all used to it now. We were all talking about what we miss the most a few nights ago, and the consensus was that we miss Spongebob the most...funny though as technically we're all adults in this house :rotfl::rotfl:!!

Been

slm6002

I have thought about this a lot over the past year and i think if it were down to me i would have got rid of it - Its only OH (who is hardly here now anyway) that is not keen. Like you we only seem to watch the kids channels most of the time. If you get OH to agree please let me know how

debtfreewannabe321

Beencounting wrote: »

Hi DFW

As you know, we got rid of 5ky around October last year and it was hard at first, although tbh, I think we're all used to it now. We were all talking about what we miss the most a few nights ago, and the consensus was that we miss Spongebob the most...funny though as technically we're all adults in this house :rotfl::rotfl:!!

Been

:rotfl: I think we would miss scooby doo & tom & jerry the most :rotfl:

slm6002 wrote: »

I have thought about this a lot over the past year and i think if it were down to me i would have got rid of it - Its only OH (who is hardly here now anyway) that is not keen. Like you we only seem to watch the kids channels most of the time. If you get OH to agree please let me know how

I casually asked over lunch and he agreed straight away :eek::eek: SO i think once he has his back pay sorted i will let him go out and get a freeview + and cancel the sky straight away :T

I put it in the demotivator and we spend £270 a year on sky :eek: which i think is quite a lot! We could buy a new dishwaher with that money :eek::rotfl:

If the books are still balancing too i will put the money straight into savings each month and not tell the cccs as they allow £23 for the sky a month anyway

debtfreewannabe321

well i have good news & bad news

Bad news first: DH is being moody and rude to me and it's really getting me down I had a friend over for a catch up. I've been locked in the house for as long as i can remember (ok only a couple of weeks but still) and he was just rude to me the whole time she was here...she is on a dmp too so knows about our situation and he complained the entire time about his pocket money and that i seemingly have endless amounts of cash in my purse. I tried to explain they were from different budgets, i/e clothes/petrol/grocery and he just rolled his eyes and cut me off every time i spoke. He has taken to acting like a teenager lately. Everything i do or say is just not good enough My friend asked him what he spent his pocket money on and he replied...cigarettes. the whole £40 or £50 goes on fags. So he wants £50 for fags a month and then pocket money on top of that :(:(:(:( AND he knows his payrise is due this month so he expects me to give him over a £100 a month from now on out of that payrise (even though it's allocated elsewhere already)

I don't know what to say cos everything i say he argues with and doesn't listen to reason? Suggestions please..........


Good news: Obviously about cancelling sky soon :T although i am thinking dh will want to grab that saving too.......

AND we now have an energy monitor thanks to banwa :T:T:T:T Thank you so much hun! I got dh to plug it in straight away :rotfl: I'm obsessed with checking how much things are to run now :rotfl: Banwa also kindly put in some treats :iloveyou::happylovei currently love banwa more than my husband (not hard though really misery that he is :rotfl:)

slm6002

men really do not understand money and budgets i am sure. Mine will give me whats left after he has taken money out for his treats. He bought bits for his hobby this week which left me with nothing. I can not get through to him which is probably why we are in debt in the first place. Perhaps i should make him talk to cccs and they can explain to him where money is going.

I will e watching and waiting for any suggestions that you get. Sorry i am not a lot of help, but yay on the sky

debtfreewannabe321

http://www.ebay.co.uk/itm/Humax-HDR-Fox-T2-Freeview-HD-PVR-Receiver-1TB-/110706927088?pt=UK_ConEle_SatCableFreeview_RL&hash=item19c6a5a5f0

I am looking at this one atm, I thought i ought to get the all singing all dancing one as otherwise that will be another thing for dh to moan about! Once we get the back pay we can afford it i will phone sky in the meantime and make sure we aren't stuck in yet another contract....if we are then i may have to wait a little longer!

debtfreewannabe321

well i've just got off the phone to sky! They offered me 25% reduction per month for 1 yr if i stayed. I asked if that would tie me into another contract and it won't :T SO i have opted for that.....£13 next month :money: saving of £10 and after that £16.30 :money: so a saving of £6 per month or £72 per year

I think we may still go with the freeview as they are looking much better than they used to but we'll stick with Sky until dh's money comes in from back pay :T:money: very happy with that