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determined to be debtfree!

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  • :rotfl:sorry bonnington, just keeping you on your feet :p

    Do you get a prize for being in the guiness book of records? :eek::rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • :p Two can play at that game.

    I've no idea if you get anything for being in the book or not. I imagine probably not.

    I have searched the book and there are no records for savings or bank accounts. :(

    Perhaps you could contact them and apply. :rotfl:
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • :rotfl:sorry bonnington, just keeping you on your feet :p

    Do you get a prize for being in the guiness book of records? :eek::rotfl:

    You get a Virtual Glass of Champers from us !!! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • How come you have three and a bit stars?

    Showing off again are you? :rotfl:
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • ummmmmm, i think i have so many (too many) stars for chatting utter nonsense far too often on here :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Well that is nearly another day done!

    So tired again, energy reserves depleted :( i need a re-charge. I had an afternoon nap and woke up feeling worse rather than better. I am sick of feeling run down and i think DH is sick of hearing it :( tensions are high in the house now. He thinks i am a hypochondriac with nothing better to do than moan about my latest ailment and i'm totally stressed out from feeling this way too :( utter carp

    I went to town today. Spent £26 from entertainment budget. Let kids pick films to watch. Spent £20 in m&s on their valentine deal for dining in. Now not sure if dh is going to be here.

    Ds2 is nearly totally covered in spots and yet more are coming out *sigh*. DD spends her time screaming at ds1. And ds1 spends his time arguing with anyone he comes across.

    Got myself a pair of trousers in the charity shop (from next i think) and was pleased to see they were a size 10...but then remembered next have always come up big lol so am prob still a sizze 12! Spent a few quid on other bits in charity shop/ poundland (mainly snacks for the movies) and then went home with 3 kids all moaning about different things in tow. Couldn't have got rid of them if i'd bl00dy well tried. People would be paying ME to take the blighters back!

    Bank is looking ok, but that is probably because i robbed my other bank (tenant's money) and so really i am probably £400 in the red *sigh*

    Sorry tres depressing reading lol really not in good mood! In fact have locked myself in bathroom, under the guise i needed the loo..........i'm sat on a stool in the corner typing away furiously hoping they leave me be for 10 mins longer! :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Awwh, sorry you're having a down day DFW, it was you cheering me up yesterday :o.

    I guess it takes a while for the kids to get used to being around one another again, and that coupled with chicken pox can't be a great combination :(, I hope it all calms down soon.

    You should be pleased about the trousers. As they are from the CS, they've probably shrunk anyway, so will be a 'proper' size 10 ...well that's what I like to think anyway :rotfl:

    Been
    Full LBM 26 Sept 11
  • slm6002
    slm6002 Posts: 4,397 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hope you feel better soon and that the kids start leaving each other alone or at least playing nicely together. My OH is in a right grump at the moment and has taken himself off to pub leaving his phone here so i cant contact him!
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Morning feeling a little better today :)

    Hubby has now taken to moaning about how broke we are and how little money he has to spend *sigh*

    I've just transferred £18 to his bank as it has just been paid in this morning for expenses he was owed.......thing is the expenses were paid from my pocket money but I can't be bothered arguing the fact to be honest. Sick of hearing that we are so broke from him, especially when i try so hard to keep a check on everything and keep us in budget!grrrrrr!

    Anyway i said i was feeling better lol so will quit moaning now ;)

    Ordered some clothes last night for myself. I don't have any that fit me so ordered 3 tops....also a pair of mittens & a scarf/hat set for kids for pressies next winter. With discount codes and sale it came to £19 all together :)

    DS2 still feeling poorly so think another day in :( hope he feels better soon, i'm bored!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Just checked my rent account and only have £968 left to last 3 months :eek: I should have £1440 :eek: so now i am short of one month and praying DH gets his back pay that is owed to him before May......!! I have the money in there to transfer over for March & April & then i've run out!!!!

    :eek:

    I better get onto getting new tenants too once this lot have left as i doubt he will want to extend as he is a student and will have broken up by the time his tenancy ends probably!

    Have done a few jobs:
    • tidied toys
    • put a wash on
    • cleaned front room
    • hoovered front room
    • Got kids dressed (believe me- mission!!!!)
    • Done washing up :mad:
    Now going to google and see how easy it is to fit a heating element on a dishwasher...........if too hard think i will just stick with washing up and get rid of dishwasher. It takes up lots of space we don't really have anyway :undecided so i guess it would be nice to have my kitchen back! (ok, i'm just clutching at straws for positives here..........i will actually cry at the thought of all the washing up :(:cry:)


    NSD for me. Spent way too much yesterday so need to claw back a few days :o!


    Have garlic prawns for starter tonight, followed by beef wellington, chips & veg, and some sort of chocolate pudding for afters lol. Also a nice ten pound bottle of red & a small box of chocs ;) Thanks m&s, £20 meal & 2 free valentines day cards and that's us sorted :rotfl: how bl00dy romantic!!! Saved £7.50 on cards though ;) & £13 on the m&s deal :T so £21 nearly :money: (so i thoroughly deserved those 3 tops i bought myself from h&m in the sale):rotfl:


    i'm desperate to get out the house but kids really not up to it i don't think :( so will have to stay in and keep them occupied with dvd's and ummmmmmm more dvds?????????????????????? Hate winter!!!!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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