determined to be debtfree!

debtfreewannabe321

Well i'm having a 15 min break . I've done the kids room :j yay! I hate that job. and guaranteed it will be messy before bedtime again *sigh*

did my room, tried to squeeze in clothes to cupboards & shoes into boxes. I wish we had more room:wall: i might enjoy the job a bit more if i wasn't constantly fighting the cupboard for a bit more space

Upstairs is all hoovered & polished & i even had time for a shower to wash my hair

Downstairs is so-so. Not bothering with it either, no point when kids are in. I've asked them if they want to go out and both said no. Think DD is feeling a bit poorly after jabs, and ds is just tired after he kept me awake all night :think:

So dvd this afternoon & some puzzles on the floor i think. Then dinner and bed. Exciting times. Bet you're glad you wasted 5 mins of your life reading that :rotfl:

debtfreewannabe321

Ok I have signed up for my second challenge of 2012

First one being Jwil's pay off as much as you can in 2012

Second one being Kerri's second purse challenge :T I Finally get it!!! :rotfl: it's only taken a year of reading about it for the penny to finally drop on how to do it

So each month i will put £15 into my second purse. And once my second purse reaches £100 I will put the money into the 3rd purse which will be used to save up for my new freezer that i want (£200 hopefully lol)

Now i've already started stockpiling and spent a considerable amount more than £15 in Jan:eek::eek::eek: but never mind, it was all good offers so what i am going to do tonight is compile the spreadsheet that kerri kindly shared :smileyhea and update how much each item is worth and what i paid for it. So when i start to use the stock i can start paying the second purse already :T

Once i've done it i will come back and share how much my stash is worth :rotfl:p.s my mother thinks i am turning into my grandmother being a 'hoarder' :rotfl::rotfl:

happy_but_skint

I dont think your being a snob regarding schools I had to change my DS from the local acadamy after a 1 1/2 weeks he just wasn't cut out for it (bless him!) The school run now takes me over an hour in the morning and another hour in the evening and £200+ in petrol ... hence our move!

Good luck with whatever you decide xx

debtfreewannabe321

That is exactly what has put me off another school that said they could take him it was a 60 mile round trip :eek:

I'm glad your ds is settled in his new school now it must be a huge relief! (i'd like to have that relief too :rotfl:)

hillside777

Hope your dad's meeting with DS went ok.

Your challenge sounds confusing with three different purses.

Trust you are doing well, it sounds like it from your posts.

debtfreewannabe321

Ok i have spent the best part of my saturday night (<

---

sad) doing my spreadsheet for my stock pile :eek:

I have in the last month spent on stockpiling, £86.16 :eek: (this is the stuff still stock piled and not used)

And by prices on my supermarket the stock pile is currently worth £237.07 :eek::j:j:T

I have a few other bits that i haven't added too, i need to get in kids room and count them before adding them i feel like a hoarder now and it's really quite fun :rotfl:

Anyway another boring night tonight. Just spoke to hubby though :T he's not impressed, been sleeping in a barn for 10 days no windows and roof broken and had to hunt & kill his own food. Apparantly there a nearly a whole lamb on it's way to my freezer :eek:...hmmmmmmm.

I'm watching an oldie on film4 - rat race. :rotfl:i love john cleese, rowan atkinson & all the other actors, they just don't make films like they used to eh!

PinotGrigio41

debtfreewannabe321 wrote: »

Ok I have signed up for my second challenge of 2012

First one being Jwil's pay off as much as you can in 2012

Second one being Kerri's second purse challenge :T I Finally get it!!! :rotfl: it's only taken a year of reading about it for the penny to finally drop on how to do it

So each month i will put £15 into my second purse. And once my second purse reaches £100 I will put the money into the 3rd purse which will be used to save up for my new freezer that i want (£200 hopefully lol)

Now i've already started stockpiling and spent a considerable amount more than £15 in Jan:eek::eek::eek: but never mind, it was all good offers so what i am going to do tonight is compile the spreadsheet that kerri kindly shared :smileyhea and update how much each item is worth and what i paid for it. So when i start to use the stock i can start paying the second purse already :T

Once i've done it i will come back and share how much my stash is worth :rotfl:p.s my mother thinks i am turning into my grandmother being a 'hoarder' :rotfl::rotfl:

Ha Ha I'm still trying to get my head around Kerri's different Purses too. I need to sit down, in the quiet and totally concentrate on it , rather than skimming through it while thinking aboutother things at the same time ! Good luck with it though. Let us know how its working out !The concept sounds good but I am wondering if its more than my poor old brain can handleit at the moment !! :rotfl:

debtfreewannabe321

PinotGrigio41 wrote: »

Ha Ha I'm still trying to get my head around Kerri's different Purses too. I need to sit down, in the quiet and totally concentrate on it , rather than skimming through it while thinking aboutother things at the same time ! Good luck with it though. Let us know how its working out !The concept sounds good but I am wondering if its more than my poor old brain can handleit at the moment !! :rotfl:

I first read about it on the grocery challenge last year and was completely confused easily done though haha. And after reading & re-reading i finally understand

purse 1- grocery budget £250
purse 2- Bargains purse Transfer £15 (each pay day)

When i find offers i.e toothpaste half price. Was £2 now £1. If i bought 10 of these I would take £10 from purse 2. SO £5 would be left.

When i run out of toothpaste, instead of buying from the supermarket like you usually would and spending the £2, you put £2 into purse 2 and then take your toothpaste.

Eventually when all toothpaste is bought back for the SM value (say it's always £2) then you will have £25 in the 2nd purse. Therefore more money to buy 'bargains' 'whoopsies' whatever is cheap with

When purse 2 reaches £100, you then start a purse 3. Any money 'spent' on buying back groceries etc is put in the purse 3 or used to top purse 2 up to £100 all the time. Purse 3 is your treat purse so I am hoping to save £200 to buy myself a tall freezer (and thus getting more bargains :rotfl:)

HTH :A

PinotGrigio41

Erm ok, I think I must be really thick here ( I'm not usually this dim I promise !) I am going to write it down and draw myself some purses , then try and get my head around it. Might save this challenge for Monday now though. So do you rreally need a purse , I only have one !! Is that an excuse to go and buy more ?!!!

debtfreewannabe321

umm i think that's where i got confused lmao. BUT i'm doing it differently. I've got a spare empty savings account so i am going to transfer my money for purse 2 in and out of there. And i think once that reaches £100 I will either open one for purse 3 or just take it out in cash and put in an envelope