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determined to be debtfree!

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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 26 November 2011 at 5:53PM
    Have money in hand for the item that has sold so far 3 times now and only been actually picked up once :rotfl:(blooming buyers letting me down!)
    I got £12 instead of £15 but i'm happy with that. I paid £11 for it ;) and i priced it high as i knew tight wads would price me down :)


    Spends today #
    • £50 petrol (:eek:) for 200 mile round trip AND it needs filling up for tomorrow's 200 mile round trip :mad:
    • £33 in asd@ - £8 on schloer (was on offer £1 a bottle and ds1 fav) so they are stocked away for xmas - well 7 are, 1 slipped the net :rotfl: - £9 on 'home furnishing' aisle :o:o but it was pretttttttttttty.................!- £3 on cheap bread and £3 on dvd for tonight and the rest was out of this month's food budget so best tot it up and hope i'm still under :D (£7- i may be wrong just counted on fingers!) the rest of it is out of next months budget!
    • £3 toll charges
    so £86 lighter (well plus my £12- £74 lighter) and i have ds1 home until tomorrow evening :) then i have to go out and probably spend pretty much the same again :( one of the disadvantages of sending your son to a school 100 miles from home !!!

    Anyway i think he has finished COD MW3 (was desperate to get hom to it !!) so pizza & dvd for us tonight

    Have a good night all :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 26 November 2011 at 7:38PM
    oh and forgot to say £10 argos voucher came through the post :D is going towards next yrs gift fund unless dh needs it to buy me a pressie lol

    dfw :D

    edited to say: just got email from ebay, free listing! I nearly missed that one! 8 things on and hoping they all sell :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Thanks for the mention of Shloer being on offer at £1. :T
    Just amended tomorrow's delivery. :D
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • :cry::cry: well i had a back ache yesterday, but O.M.G today i can barely move. It hurts from the small of my back all the way up to my neck. It feels like a combination of labour pain & whip lash. owwwwww. not good!

    I'm supposed to be taking kids swimming today too which i don't think i'll be able to do, and also driving ds1 bk to school later (another 5 hour journey).........and dh is on his course which he hasn't been able to complete because of high winds :angry: so a complete waste of time him being there when he could be here doing what he was supposed to be doing........taking kids swimming & seeing ds1 :( to say i was fed up, would be an understatement!!!

    Suppose i best make myself a dr's appointment tomorrow in the hope they can prescribe something stronger than paracetomol !!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,405 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I do hope that your back improves, its horrible having that constant ache. Swimming would probably relax it a little if you had help with the kids, but if no help it would be a nightmare! Pants news about hubbys course, sounds like it will never be completed at this rate. Dd he get any further with it?

    Thanks for mentioning the free listing on ebay yesterday. I listed 25 tems. Took me all night whilst watching a film - they better sell!
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Thanks slm :) i went swimming anyway, i felt awful not taking them as hubby & i have promised them for weeks now! Well it actually feels a little better now (the back) so i'm hoping it will be completely better later :j!! I spent £14 taking 4 of us swimming :eek::eek: that is extortion :eek:

    Parking was free and i avoided mcdonalds (RIGHT next door to pool, nicely placed :cool:) by bringing cereal bars & water! Have got pizza on in oven for kids & i'm supposed to be cleaning but back still twinging with pain (although not like earlier where i had to lay on the floor for half hour :eek:) !! so am going to catch up on t.v and chill out :T

    You did a better job than me slm, i listed 8 and got bored with ebay :p i find it so much easier to sell elsewhere AND I am nearly out of stuff that needs to be sold :eek: wow!:rotfl:

    EDIT: Oh and instead of sending dh back they are holding him till tomorrow in case the gale force winds die down...pfft yeah whatever! The wind actually woke me up last night it was that bad! So waste of time & no pay rise by looks of it :(
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Just called 02 as on their website it says existing customers can have £10 off a dongle (PAYG one) well blimey, you'd think i'd asked the bloke to strip off, run round his office singing girls just wanna have fun :wall: hmm difficult wasn't the word!

    Well he went on to the page where i was online and told me basically in not so many words, that i was a liar :eek:

    well i wasn't having any of it, and dh needs a dongle for when he is away for 6 weeks in jan. SO i just sat on the other end of the phone and told him to look again :rotfl:(and again, and again. OH and once more for luck :rotfl:)

    eventually i got transferred to a competent person (is there such a thing at a call centre, where they all hate their jobs and don't actually listen to you ) only thing was he had a VERY strong accent and i couldn't understand him :o and had to ask him to repeat several things. he must have thought i was simple. But that was ok, he explained to me in laymans terms that i could have a dongle but only white was on offer (whatever, if it were cheap enough and they only had pink it would do:p) and it was indeed £10.50 AND came pre-loaded with £10 worth of credit :j so effectively i only pay £0.50!!! just for 02 customers! Very happy with that :T

    I am going to be super tight now and wrap it up and give it to dh for xmas instead of giving him it just cos he asked :p!

    But that was my bargain of the day and thought i'd share :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Don't you just love a good bargain x
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • oh wow, I am exhausted! 5 hours driving saturday, 4 hours yesterday! add 2 toddlers that are bored for the entire journey and i'm lucky i escaped with my sanity! I just want to curl up and sleep, but no, i was up at 5.45 thanks to kids :( will be an early night for me for sure!

    Today I need to sort out budget again and see how much damage this weekend has done to it :o hopefully not too much as i was paid child benefit today which will pay for swimming, and some petrol! The rest will have to come out of next months ...!

    Also need to see if there are any presents i need to buy still. I'm sure i have finished but you always get the rogue 'friend' 'brother's girlfriend' that you haven't accounted for. And although there is nothing in the budget for them :rotfl: i don't like to see anyone go without. So will make some snowman soup or something!

    Also need to catch up with washing & hoovering.

    Back is feeling slightly better today so i'm hoping if i don't do anything too strenuous (you know like carrying hoover up and down stairs and the laundry baskets :p) then by tomorrow i will be fixed :j and able to do a star jump like mr smilie there!

    10 sleeps until i can pick up ds1 from school for xmas :T I was pleasantly surprised when he came home........he'd been saving up his pocket money and wanted me to put it in the bank for him :eek: he had also been selling his tuck (rubbish food- crisps etc) for cash and loaning his ipod out to people to watch movies for 20/50p a go :rotfl: an entreupreneur (i can't spell that sorry) in the making! It seems to have skipped me but my dad would be proud as he's also one of those (not going to attempt to spell again :o) :rotfl:

    I'm still in 'talks' trying to get some b*gger to take pics of my house! At this rate i will be doing the 400 mile trip myself just to take the pics (this will still be cheaper than hiring the letting agent believe it or not! :eek:) tenants move in on Thursday so i have till then to sort it out!

    I need to finalise the food shopping today. I have baskets at @sda & te$co so need to check them both! Lots of tea needed today i think.

    Hoping for a NSD.......but milk is short so may have to get a pint but still i have the cash for that so lsd and no damage to bank account :T anyway i'm sure i will be back later :D with more [STRIKE]carp[/STRIKE] interesting stuff to share
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,405 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Think you are going to be busy today :) Glad your back is a little better - definately keep off the housework!

    Your DS does sound great thinking of ways to get money - notice i am no good at spelling that worrd either - and the fact he s banking money rather than wasting it is great.

    I am off to make list and start working through it. So much to do today. Have a good day :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
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