Shy wants to be debt free! 2011 my year

shy2011

Yes same commute of about 3 miles yehaaa which is fab compared to what i do at the min. Im excited to move but also a little aprehensive as im moving job house and living with my boyfriend for the first time. But im trying to be as chilled out as possible about it all. Everythings sorted really just need to pack up the kitchen and clean the place and im done. Then back with my parents for a few weeks until i finish my current job. From packing ive noticed that i actually dont have that much stuff! The most stuff i have is my clothes and shoes. BF got a bit of a shock when he saw the amount i was bringing to his :-) x

shy2011

1 more sleep until i get my bonus. Yehaaaa cannot wait to update my figures tommorow!!! x

goodgirl80

Hi Shy,

Just be reading through your diary and you seem to have such a very sweet, optimistic outlook on life it made me feel happy reading it! I imagine you are about ready to burst waiting for tomorrow!

Take care and good luck
GG

shy2011

Thanks for dropping by goodgirl.
So i have paid off £2150 from the debt over the weekend with my bonus which means my total paid off to date is 59% and £3336 since November! WOW im so pleased. Have a few other bits to pay off too when i get my rent deposit back £300 to the bank of mum then a couple of hundred to another small debt then that just leaves me with my natwest loan which is about £1600. SOSOSOSO HAPPY! x

debtfreewannabe321

:j Well done you!! You've done a fabby job of paying off all that debt so quickly :T it's amazing what we can do when we put our minds to it ....You will soon be debt free and able to enjoy all your wages to yourself :beer: :)xx

shy2011

Thanks dfw i cant wait until my wage is mine. Checked credit card statement today and its lush to see a £0. Ive been ill with a cold and feel awful but have managed to get some bits on ebay. Only a few weeks left at work then its time for the big move. Ive told oh im taking over the shopping when i move as he spends a fortune
When he really doesnt need to. Ive also been thinking about what i can save and what id like to save for. Id love a new car. Not brand new but how nice would it be to pay for a car myself. Think i going to set up a savings goal on my online banking to motivate me. Xx

shy2011

Feeling abit lost at the moment and down. Although i paid a massive amount of my debts this month i think ive overstretched myself. Because i was near on £300 overdrawn last month its had a nock on effect and i just cant seem to get my head around the figures. I have my house deposit coming back to me but thats to paiy to my parents to pay off the £300 i owe them. I should be able to struggle through but im feeling resentful i really wanted to get my hair done as i have a few parties coming up and i just cant as i would be silly going back in to my overdraft again. The figures are looking so much better but i just feel depressed with it all.

Flee_2

You should not feel down about that. Maybe pay back your parents £250 and explain that you will pay them the other £50 next month. Think about what you have achieved and celebrate by having your hair done. You could get your hair done at a local college or a mobile hairdresser to keep costs down.
I have completely overstretched myself since December mainly because of my divorce and the stupid costs involved each month atm.
Treat yourself, you will feel better for it.

shy2011

Thanks for your kind words flee. I think im just having one of those days. Im going to set myself some goals for 2011. I have so much to look forward to new job new city and living with the oh! Im going to save a fortune by doing all of this its just waiting for it to come. Ive got a holiday in April which is all paid for but im worried about spending money. I should have planned better. I really dont need to have my hair done! Im just being silly.

abba1772

we all have days like that in fact i'm having a week of it lol trying to see how long i can make a £20 stretch lol need to make it last til friday lol so far so good

you're doing really well keep it up x x x