We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Shy wants to be debt free! 2011 my year

1468910

Comments

  • well done shy you're doing a fab job of keeping on top of everything! What a great feeling it must be to realise you can be debt free by this summer!! :j

    I can't wait until i get to that stage lol! Don't feel guilty about buying the new shoes! You needed them for work so are an investment rather than money being wasted :)
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • shy2011
    shy2011 Posts: 114 Forumite
    Thanks for popping in DFW. Its an amazing feeling knowing i will be debt free soon. I have confirmed with my bank loan that i can overpay and it reduces the term so once everything else is gone i will be tackling that. Feel like time is dragging at the moment as im just waiting to get my bonus so i can hand my notice in. I just want to get moved now.
    Quiet on the debt busting front as its 16 sleeps until pay day. Shy x
    LBM 11/10
    Debt @ LBM £16452 :(
    Debt Now £9662 :eek:
    2011 My Year :j

    41% PAID
  • This month seems to be dragging doesn't it compared to Feb...i'm already on the count down to payday too lol and ours isn't until the 31st:rotfl:
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • shy2011
    shy2011 Posts: 114 Forumite
    I know what you mean DFW im literally counting the sleeps. Only 15 now and i get my bonus. Yehaaaa im so excited by it. Ive got money to get me by until then so im not overly stressed about it im just so excited that a massive chunk of the debt will be gone in 2 weeks. Ah i love getting paid the 25th of each month. Not sure what the pay day will be in my new job but it will kill me if i have to wait until the very end of the month eeeek lol.
    Shy x
    LBM 11/10
    Debt @ LBM £16452 :(
    Debt Now £9662 :eek:
    2011 My Year :j

    41% PAID
  • shy2011
    shy2011 Posts: 114 Forumite
    So it is now only 9 sleeps untill i get my bonus and wipe out a massive chunk of the debt!! I am so excited. Also move out of my house next week so packing stuff up and keeping myself busy. Seem to have gone abit crazy this month knowing my bonus is coming and have taken my eye off the ball slightly which means im overdrawn to the fine tune of £70 should get some expenses end of the week to take that down abit. I got my hair done which really was an extravagance but i couldnt help it. Hope everyone is getting there with the debtbusting shy x
    LBM 11/10
    Debt @ LBM £16452 :(
    Debt Now £9662 :eek:
    2011 My Year :j

    41% PAID
  • Knitty78
    Knitty78 Posts: 213 Forumite
    I've not really been online Shy, but I am so pleased to come back and see things working out so well for you!
    Debt at lightbulb moment (18 Aug 2009) 30933.95,
    Debt 1 July 2011 £9663.71
    Debt free date[STRIKE]February 2017[/STRIKE] September 2016
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    whoo hoo 9 more sleeps :rotfl:

    what a fab feeling that is going to be. x
  • wow i'm so happy for you :) seems your life will be completely turned around soon! new home, job (& hopefully very soon debt free!) i bet you're so excited! x
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • shy2011
    shy2011 Posts: 114 Forumite
    Thanks Knitty Lam and DFW for popping in. Its so nice to have people wishing me well. Im so excited at everything thats happening. Now only 7 sleeps until bonus time! This weeks going very slow. Im keeping busy packing up the house and cleaning ready to hand keys back a week today. Although i have a new job secured i also have an interview for a promotional role next friday theres no pressure as i already have something but this one would be amazing and more money. Shy x
    LBM 11/10
    Debt @ LBM £16452 :(
    Debt Now £9662 :eek:
    2011 My Year :j

    41% PAID
  • Good luck with the new job interview then! will the commute be the same as the one you already have secured? I love moving house! Get so excited packing my life away into little boxes to move to a new place (sad I know lol) you sound like you're amazingly chilled out about it all, i'd be pulling my hair out by now with stress ;)
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.