Life begins at the end of 41k debt

rachelww1

We've also been growing our own veg since I last posted. We have salad leaves which we've been eating for a few weeks now and are so tasty. We also have but are waiting for salad onions, lollo rosso, tomatoes, cucumber, green beans, red peppers, sweet chillis, hot chillis, potatoes & strawberries. All in pots, bags and a raised bed that cost us a tenner :j Hopefully that should see the food bill come back down in the next few weeks and months. I'm no garderner, but they all seem to be doing ok

garfield44

Hi Rachel,

Great news about getting under the £30k mark. Very well done.

I'm really sorry to read about your Mum, hope you are doing okay.

Growing your own veg is a brilliant idea - dont think i would know where to start - lol! that will save you a fortune.

Well done on the weight loss aswell, you are doing so well

Garfield
x x

rachelww1

Hi garfield hope you doing ok xx

Uggghhgg.. I don't know what's going on. Been out tonight and had a few beers Then had a few more at home

I don't know...I just feel so..., so..., I don't know...does that make sense..probably not.
I can't even explain to DH how I feel cos he doesn't understand as both his parents are still alive.

God I feel like a moany !!!!! but I just can't help it. Too much to think about...how do I tell the little one? what do i do? I didn't think I was close to my mother but I now think I am. uuuggh, i feel so low at the moment...sorry

rachelww1

Don't think I'm going to be able to make the £500 overpayment to Barclaycard this month. The dishwasher has broken so I need a new one. Been looking in the papers for a secondhand one but no luck yet. Hopefully we'll be able to get one for about £50, if so I'll still be able to make that overpayment. If we have to get a new one, who knows, but at least I won't be paying it on credit :T

rachelww1

I've got a couple of extra hours waitressing tomorrow night. Should be fun and earn some more pennies :T DH got paid an extra £140 this month...good job too, did tescos tonight and spent £115 :eek:

rachelww1

Waitressing went well. Got £40 and some leftovers to take home for our sunday lunch. Off work today and tomorrow as DS7 has 2 inset days. Dishwaher is ordered and is coming on weds. £195 so not too bad.

Went to brighton today with DS7 and used the voucher from tescos to get him in for free to the sea life centre. It's still not worth the £16.20 it cost for me as it only takes an hour to go round it

Treated him to some new football boots in the sales and a couple of footballs to go with it. Went on the pier too and spent our pennies in the slots. Not very MSE but he enjoyed it.

1st physio appointment tomorrow about my stomach. Hopefully they'll be able to do something about it as I feel very fat at the moment.

Hopefully the weather will be better tomorrow, and we'll be able to go out on a long dog walk. Going to get some batch cooking done tomorrow too.

rachelww1

Just cheked my online banking and it seems that my darling eldest son has been buying songs on i-tunes through my bank account :mad: Have removed my card from his account, and will be having serious words with him this weekend. £14.25 down the drain

CW2

Just wanted to say a big congratulations on your money saving and debt busting efforts :j! Your diary is great to read and I just hope I can take a leaf out of your book and get my debts down. Keep up the good work!

rachelww1

Thanks CW2

Just paid £400 to Barclaycard (£340 over the minimum payment). Total debt now is £27961.83. So £13084.51 paid since the beginning of the year. Gee, to think what we could have done with all that money Oh well, dfd is getting nearer albeit slowly, and is now looking like May 2013. Less than 2 years to go, and all that extra money will be ours :j

Did a weekly meal planner earlier, then went shopping. Still cost me over £76, but so much better than the last few weeks when I didn't bother planning. Lots of salad this week, as all my lettuces are ready Sadly my cucumber plant didn't make it, no idea what we did wrong, everything else is thriving.

Olderbutnotwiser

Hi Rachel, your diary title caught my eye as my debt was similar so I have subscribed.
In fairness I should be debt free later this year but I am going to divert some money to get my central heating replaced as A it doesn't work and B it costs a fortune being this inefficient so I will be longer- but hey.
Also I change jobs next week and am moving to a lower paid job (I'll be poorer but happy)
Good luck with it
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