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Life begins at the end of 41k debt

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Comments

  • Deeperblue
    Deeperblue Posts: 294 Forumite
    I'd love to do a 5k or 10k run like that, but I haven't done any running for... well at least 3 years or so!

    It's so difficult to find the time though :( At the end of the day I just wanna relax. Perhaps with the longer days and warmer weather I'll start going for a run in the evening. :)
    Parents - £4000/£0 paid
    OH parents - £9000/£0 paid

    Mortgage - £125,000/£0 overpayments
  • rachelww1
    rachelww1 Posts: 680 Forumite
    Well yet again I have spent too much money this weekend :o. We wanted to go for a bike ride, and after looking at DS7's bike, we decided he really needed a new one, and a new bike helmet too. So that was £114 spent sat morning :eek:. He is paying us back though, from his post office savings account as I think he should learn the value of money early on. Then we went on a 10 mile bike ride, stopping at a pub for a drink halfway.

    Well the spending doesn't stop there.....while waiting for the bike to be built, we went for a pub lunch. Then yesterday we went out for a few drinks after another bike ride, then I had a chinese later on (just me, I was starving as I'd also been to the gym in the morning :eek:).

    There will be more spending today....as it's my birthday. DH has the day off, and is coming to take me out to lunch - I still have to work.

    I will try harder next week.....honest :o

    I did manage to pay the £500 to bcard, but now we're a bit skint!
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy Birthday

    :bdaycake:
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • garfield44
    garfield44 Posts: 110 Forumite
    HAPPY BIRTHDAY :beer:
    Hope you are having a fantastic day. Spending is allowed over the last few days since its your Birthday ;)

    £500 to B/Card is AWESOME....Well done x
    LBM - JUNE 2010 - [STRIKE]£27,108[/STRIKE] £23,682 (as at 1st Apr 11)
    Loan 1 - £[STRIKE]12,140[/STRIKE] £10,600, Loan 2- [STRIKE]£9,725[/STRIKE] £8,525
    C/C 1 - [STRIKE]£3,425[/STRIKE] £4,557, Next [STRIKE]£238[/STRIKE] £0, OH - [STRIKE]£1,580[/STRIKE] £0

    olympics #105
    DFD - Aiming for AUG 2013 :beer:
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Happy Birthday!
    Just pick yourself up next month - will be fine!

    x x x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Deeperblue
    Deeperblue Posts: 294 Forumite
    Happy B-day for the other day! Hope you had a lovely time!

    X
    Parents - £4000/£0 paid
    OH parents - £9000/£0 paid

    Mortgage - £125,000/£0 overpayments
  • rachelww1
    rachelww1 Posts: 680 Forumite
    Thanks for all the birthday wishes :)

    Haven't posted on here for ages, but am pleased to report as of 1st April we have paid over £10k off :beer: Just over £30k to go :eek:
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • rachelww1
    rachelww1 Posts: 680 Forumite
    Had letter from tax credits today. As from now we are no longer entitled to them, due to the budget. So that's a £40 loss a month :(. It should be compensated though as my pay will go up £20 a month and DHs £10 because of changes to the tax rate. No real loss then, but last week we got a letter saying that our tax credits would stay the same for another year!!!!
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Congratulations on paying over 10k off and in such a short time - I am in amazement!

    Well done - you completely deserve it.

    Not such good news re tax credits though - I am in the same boat and was supposed to get the baby element this year which they have cut :( so can't meet ovepayments I hoped to. Oh well onwards and upwards.

    x x x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Do you still get your meat from Great Bircham foods? Their website's not available to me - just wanted to have a nose aorund.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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