Sat/Sun 15th/16th January - What small DFW things will you do today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning :wave: yay its the weekend and time to relax and please ourselves :j I hope EVERYONE on the thread puts down at least one thing that is soul nurturing and just for fun/happiness! Can we actually believe we're already half way thru Jan????

Anyway thought I'd quickly start us off before the forum is down :rotfl: (I'm like an addict who can't get enough)

• [STRIKE]get salmon out of freezer for tea tonight[/STRIKE]
• [STRIKE]chicken in fridge to defrost for tomorrow[/STRIKE]
• [STRIKE]going to spa today :j:j:j - very DFW I paid for tickets last month (lastminute.com deal so £10 for 2 of us and includes a facial for me :T)[/STRIKE] twas lovely :dance:
  
• [STRIKE]oh is paying for petrol[/STRIKE]
• check tyre pressure
• [STRIKE]have brekkie before we go, take sandwiches in case we get starving! [/STRIKE]
• play scrabble later & drink free bottle of wine :T
• go through fridge/freezer/cupboards and work out meal plan/shopping list for next week
• have 1 NSD
• check for surveys
• go for a run tomorrow

ok that'll do me hope you all have a fab day & I'll see you on the other side :rotfl:

I have also:

• pinched a load of dermatological samples from the spa to do home facials over the next month or so :o but also :T
• took x2 sugar sachets & will stash in cupboard for lean times :rotfl:

Candy0107

Morning All,

Thanks for starting the thread today Determined enjoy your spa, it sounds lovely!

Hi to all who follow

Off to my delayed works Christmas Do tonight (hoping that I do not get a text to say it’s cancelled)

Today I have/will:
• Checked online banking and worked out how much spare money I will have to go out tonight
• Breakfast and snack’s from home
• Read papers online
• Fill in my WW food diary – yet another spreadsheet
• Need to drink 2l of water
• Need to spend about an hour planning what I want for the year ahead and actually writing it down today (cosmic ordering)
• I will use my national rail card to get a reduced price ticket
• Will treat myself to a coffee while I am mooching around Windsor
• Will walk to bosses house where I am staying (rather than getting a bus/taxi)
• Will treat myself to lunch wile I am out (cheap pub meal)
• Will get a new library book to read on the train and overnight(I tend to wake up early and do not want to disturb my hosts)
• Received my prescription pre-payment card, so need to get £36 reimbursed (that will pay for today)

Think that is about it, have a great day and will post tomorrow

Candy xxxx

rising_from_the_ashes

Morning everyone, sooooooo glad the thread's been started - need to get my list on before the forum goes down!:( Thanks dnms!

Ok, here goes:

Check bank accounts online
Update spending spreadsheet
Do meal planner for next week
Go to Asda - remember to take vouchers from last weeks' NOTW - sticking to shopping list!;) (and not spend more than £25)
Make a list of what's in my freezer
Wash car, check tyres & fill windscreen washer bottle
Uni work
Lots of washing.... then lots of ironing:(
Tidy house & hoover:(
Finish book started last night
Take dog for walk on the beach (Sat) and to the woods (Sun):D

Will probably think of some more, but that's it just now!

Have a good weekend everyone!

secretshopper75

Morning

Entertaining friends at home, going to use slow cooker for first time
Done banking
Need to do comps before the forum goes offline today
Sort through paperwork
Watch a film

josiebabie

Morning all!
I'm trying to sneak on before its down too!

On the phone this morning so apologising again for typo's etc!

List:-
- checked banking, still ok!
- mr t's with small list
- try to attack big shed and sort
- ebay lots of stuff
- 1 x HC
- HW off!
- one trip out today, no more saving fuel
- sneak into db3's room to change his bed for him :-), he's still away
- clean things normally missed
- try not to use tumble during day

J x

moneypenny2k

Morning all

Thanks for starting the thread dnms, loving your positivity.:j

How long is the forum going down for today? I'm going to have withdrawal symptoms I think

Today I will

• Polish and hoover
• Tidy kitchen
• Read a bit of my xmas book
• Go for a run
• Sleep
• Watch a bit of telly
• Not drink coke and continue to eat well
• look at finances for the coming month - I've been avoiding that one for the last 2 days
• do some washing and dry on the airer
• wear a jumper and socks in the house to save turning on the heating
• all the shopping done so don't need to go out at all so a nsd I should think

Have a good one all

catmiaow

Hello all,

Thanks DNM for starting the thread and your kind PM and everyone else here for their support! Enjoy your spa day!

My list:

Get OH to check my essay and check myself, amend if necessary then submit to the OU
Check bank
Reply to emails
Meet my friend for a chat up - will spend max of £5
Do some comps before shut down
Use free mins to ring my mum and nan
Spend some quality time with OH tonight

Hope everyone has a good day!

moneypenny2k

catmiaow wrote: »

Hello all,

Thanks DNM for starting the thread and your kind message!

My list:

Get OH to check my essay and check myself, amend if necessary then submit to the OU
Check bank
Reply to emails
Meet my friend for a chat up - will spend max of £5
Do some comps before shut down
Use free mins to ring my mum and nan
Spend some quality time with OH tonight

Hope everyone has a good day!

Hope you're feeling better today cats. If you need any help/support getting a new job, just send me a pm. I'm a careers teacher or to give me my posh title a work related learning manager. I do blinding cvs. If I do say so myself

Enjoy your chat with your friend.

rising_from_the_ashes

moneypenny2k wrote: »

How long is the forum going down for today? I'm going to have withdrawal symptoms I think

From 9:30 am until 6pm :eek: (maybe back up a bit earlier if everything goes OK)

catmiaow

moneypenny2k wrote: »

Hope you're feeling better today cats. If you need any help/support getting a new job, just send me a pm. I'm a careers teacher or to give me my posh title a work related learning manager. I do blinding cvs. If I do say so myself

Enjoy your chat with your friend.

Thanks x

sazzledazzle

Morning Peeps,

been missing for the last two days as things have been manic so thought better get on here quick this morning before the site shuts down at 9.30am.

I finally managed to get my Mr T voucher from Valued Opinions so will spend that this week when I shop and then take that £10 I would have spent cash on the shopping and put it onto the Debs Card.

Today:

• I am going to put a couple of extra hours in on my business
• Taking my gparents out for coffee, however knowing them they will pay so shall have a free coffee
• Come home and get the ironing done
• Dinner of chicken stir fry in order to use up the bag of stir fry in the freezer.
• Then out for famil birthday drinks but have set a budget and myself and OH will have to stick to it. Luckily he is working tomorrow overtime so we wont be out too late like the others.
• Tomorrow off to parents for Roast, yum yum and mum has offered to plate up OH one for when he gets home.

Hope you dont all go stir crazy with the downtime. :eek: