Real life MMD: Too late to claim for wedding cheque?

Ebenezer_Screwj

After three years !! Too late. Too bad.

Fiona_T_3

Well if I'd given it to you, it would be because I wanted you to have it, so I wouldn't mind being told about it at least, so I could give you another cheque if I wanted to. If I were now too hard up to afford it, I'd say so.

Mind you, I check my bank account so I'd have asked you long before why you hadn't cashed it!

Asking for interest would be a ridiculous cheek.

airheadgreg

You've already written it off once. Consider it gone.

tallgirld

Why dont you bank it? I know they say cheques expire after 6 months but i'm sure that is not always set in concrete. I gave my god daughter a cheque once (wasn't as much as £200) and she never banked it. I suspect she lost it but did not want to bother me for another cheque.

I didn't offer her another one either!!!

Jinx

I wouldnt ask for a new cheque and I would NOT bank the found cheque. What if the giver doesnt have 200 quid in the bank!! Even if they are aware they gave the cheque and that it wasnt cashed; they wouldnt be expecting it to come out their account now....... you might incur charges or use their mortgage money....

I say chalk it up to experience.

ribbonbow

scotsbob wrote: »

For 3 years the money has stayed in their account rather than yours and they will have gained interest on it.

Remind them of the wonderful time they had at your wedding then ask them for the £200 plus interest.

What a joke! :rotfl:I think its important to remember in this situation that YOU CHOSE to get married!! This does not ENTITLE you to other peoples money! People give cheques as a gift & its your own careless fault if you lose the cheque! It is not cool to ask for another one.

pineapple

Wow, I can't believe someone might actually consider this.
Financial commitments might have changed etc etc. Personally, even if I could bank it, I wouldn't. And I certainly wouldn't ask for another! Wrong on so many levels.

kikboy

Demand another one - with menaces if need be...

fatal1955

The only thing you ought to do is apologise for not treating their gift with the respect they deserve. If they offer a replacement that's up to them. Whether they do or not, you need to learn to keep better track of things, especially where friends are concerned (if you want them to remain friends, that is).

wisemark

Yes. A wedding gift is something you remember for the rest of your life. What your parents got you, what your sister got you, what your best friend got you etc. If I were your friend and have given you a cheque for £200 I would like to know what you got yourself. Your friend may not have noticed that the cheque has not been cashed and just think it strange of you not to say what you got on his behalf. So I would definitely not tear the cheque up. What if he suddenly asks you what you did with the cheque? Tearing it up sounds very unappreciative. I would tell him that I finally intend to cash his cheque and just want to make sure that it will not have any negative consequences on his account. The bank may still honour the cheque. If not let him know and he will probably write you another cheque. As you were contemplating tearing it up, you have nothing to lose. Even if he offers to buy you something for a lesser value you will probably still be happy. Asking for interest (as some of you have suggested) is ridiculous. You wouldn't ask for interest if you had waited 6 months to cash it. But if your friend is a logical person he should think that he was happy to write £200 off 3 years ago, so he should be happy to pay it now having benefited from it for 3 years. Though I would ask for your understanding if his financial circumstances have changed completely for the worse during this time.