Real life MMD: Too late to claim for wedding cheque?

Nitha

with the economy the way it is now? No way you'd have to be horrible to even ask!

pollypenny

Absolutely not!

Your very generous friend was possibly relieved that it it wasn't presented. If he/she ever mentions it, that's your only opportunity to say that you'd lost it.

Primrose

I'd certainly notice on my bank statement if a £200 cheque wasn't cashed but three years is far too long a period to raise it now, whether you're still in close contact with the donor or not. Put it down to experience. I assume you had the good manners to write and thank them for the cheque at the time. If you didn't, then it probably serves you right that you haven't been able to take advantage of it.

DRFC1879

Firstly, I'm startled by the ease with which some of the wind-up merchants on here have got bites out of people with lines about claiming interest and the small claims court. :rotfl::rotfl::rotfl:

Onto the dilemma....

If you were wealthy enough to just write off £200 as missing without a really thorough search at the time then you evidently didn't really need the money. The friend must also have been welathy, extremely generous or stark-raving barmy to give such a big gift. I wouldn't dream of asking for another cheque but would perhaps try a couple of the other suggestions:

1. Pay it into the bank via a paying in machine. If possible you could try to surreptitiously change the year on the date line. (NB I would only do this if the friend is indeed loaded as such a big gift would suggest). If they then notice and say anything to you about it you could plead ignorance and blame it on some kind of banking error with the cheque being found after all this time etc.

2. Mention in passing as a semi-joke that you found the uncashed cheque leaving the ball in their court. If they want to give you something to replace it that's a bonus. If not, no worries. You weren't budgeting to find it so nothing lost.

jcreedy

Wait until your mate gets married, then send him his cheque back as a gift

Lovebeingathomemum

I was in a similar predicament, except that it is only 12mths since we got married and lost chq was for £100 from Grandad.

I think you need to stick to your original decision of writing it off, afterall you could have gone to her in the first few weeks and said sorry I've lost the cheque but you took the decision not to. Perhaps your financial situation has changed and your thinking how useful 200 quid would be. Well, chances are hers has also changed.

It would be like getting an unexpected bill through the post, just not from an unscrupulous company but from a friend.

My decision is not to go to Grandad, it's our fault we lost it, not his, the mistake is mine to bear not his to rectify.

Marco12452

Circumstances for the friend may have changed now and they are likely to have accounted for the £200 in their own budget. This could put them over their own expenditure limit if you mention it and they feel obliged to offer it again.

Sooler

Yes, ask politely for it, why not ... £200 is worth less today so the giver will be paying less in real terms

Sooler

MSE_Penelope wrote: »

... we had £200 missing from our wedding money which we couldn't find, so we wrote it off as 'lost'. Yesterday I flicked through my Pay-In book and found my friend's cheque. ...

and you didn't look in the Pay-In book !!!!!!

JoannaS_3

I can't believe you're even asking!!!!

Firstly, you obviously didn't look very hard or you'd have found it the cheque! I wouldn't have let £200 go so easily!

Anyway it is now far too late to ask for the money, the only way to try is by mentioning it as a joke as others have mentioned!

As for those who have suggested changing the date on the cheque and paying it into a machine...1) it is illegal to tamper with a cheque written by someone else, only the person who wrote it may alter what it says and 2) what if you do manage to 'fiddle' the cheque and pay it in and your friend doesn't have that much money in her account and therefore incurrs bank charges becuase of it and then you have a whole argument on your hands and you will end up owing her money!!!!

Bottom line...COMMUNICATE!!!! Good luck!