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Real life MMD: Too late to claim for wedding cheque?

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  • I'd say if you received so much stuff/cash etc for your wedding that you didn't think to take care of such a large cheque, you don't deserve it and you don't need it.

    I would meet up with your friend, laugh about how you were such a spoilt brat, and ask if she thought you were rude for not sending out a thank you card!

    Then I would suggest if she wants to give you a present still, to make a donation to charity instead. £200 might buy you a stupid decanter or something equally silly that will make no difference to your life, but it would probably buy a few goats for some impoverished village or educate an entire class of children for a year.
  • lynettec1 wrote: »
    Unless people are really laxed they would keep an eye on cheques to this value, I know everything that comes out of my account and what and when was paid out and should be in.

    Nonsense. Don't forget £200 is not a great deal of money to some people, and even if it is a lot to the giver there are many many people out there who don't have a lot of money but don't look at their bank statements from one year to the next. It's entirely possible the giver doensn't know the money never came out...
  • Do you really want to ask your friend to write you a cheque for £200 three years after you lost it? Wow, I'd love to be a fly on the wall during that conversation, if your (soon to be) ex-friend even deigns to have a conversation with you about it. If you'd have mislaid the cheque within weeks of your wedding, no problem. But 3 years?

    At very most, when you next see your friend, recount the tale in the style of an after dinner tale. They might consider writing you a replacement cheque but they might also decide you clearly didn't need the money at the time so why should they give you the money now?
  • Saetana
    Saetana Posts: 1,548 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm sorry but it is now far too late to ask your friend to replace the cheque, it was your mistake in misplacing it and you will have to live with it. You cannot ask someone for £200 out of the blue when it is your fault you did not cash the cheque when you were given it.
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  • molit
    molit Posts: 373 Forumite
    Part of the Furniture Combo Breaker
    I think the only reason to mention it would if if you thoguht the friend might think that you had rejected the gift. TBH I think its a pub conversation....my dozy wife/husband found a cheque from someone in her paying in book from when we got married....good job she's/he's pretty, as there's no brain there, kind of thing....mention no names, not amount, but allow the get out
    No longer an accidental landlord, still a wannabe millionaire:beer:

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  • I agree with most of the other comments... This is a really nice gesture from your friend, but the cheque was a gift - she doesn't owe you the money, if you ask for a new one, she might take it the wrong way or if she says no, you might be offended. You can tell her about your blonde moment and laugh about it. If she offers to write you a new one, it's up to you if you accept it (personally I wouldn't though because it's just so long after the wedding).
  • annie-c wrote: »
    After 3 years? Let it go! It was a gift, not a right. You didn't cash it then, the financial situation is completely different now.

    Let it go, friendship is worth far more than money!


    Agree with this poster it was a gift and not a right. I wouldn't mention it at all - even as a 'joke' as some people have suggested on here. As it could be misconstrude and would just make your friend feel awkward, as his or her finances aren't probbaly the same as they were 3 years ago. Just one of them things.
  • maryb wrote: »
    It really bugs me when people don't present cheques straightaway as it makes it so difficult to keep an eye on your 'true' balance. It's surprising how many people do wait before depositing cheques.

    It really isn't that easy for some people to cash cheques though. I live and work in a very rural area. My nearest bank branch is over 25 miles away. As a school employee, it can be 6-7 weeks before I can get into a town to get to a bank branch.
  • If you try to raise this question then no matter how you dress it up it would be clear that you were asking for them to give you the money. 3 years is way too too long after the event so as you've never had it just put it down to experience as it is totally your fault and keep your friendship intact.
  • You can cash a cheque for up to 6 years. I found this out when I noticed a sum of money had been taken out of my current account. After enquiring I discovered that it was cheque I had written 2 years previously and the person had forgotten it. I was not best pleased.
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