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Peonie's journey to smart money management
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Thanks NG and Shala. We had dinner at my ma and pa's house night and it was nice to be able to talk about our pea from the beginning. The little thing is less than 3mm and I'm knackered plus a lot of other side effects. Including not being able to shift this cold. My ma says I should not eat yellow sticker food anymore
Financial priority wise - I'm not changing them yet. I'm still working on knocking down the mortgage. I OPd £112 at the beginning of January but upped it to £318 by the end :T
Meaning I've knocked another month off the mortgage :T to February. And the rest, £135, has gone into the holiday pot. Mr P gave me back £500 for his 'loan'; only £1,400 more to go.
My January signature was:
2014 MFW no. 16: £318 / £3,120, Holiday pot: £135 / £1,000, Car up-keep: £45 / £540.
MFiT3 no. 86: Reduce mortgage from £146,800 to £125,000.
Mortgage now: January 2014, at £140,490, end date February 2036.
Mortgage at its highest: July 2011, at £154,000, end date July 2036.
Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Hi Peonie, fab news.
Best wishes, Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Peonie, how exciting! So pleased for you.
(Miscarriages are vile. So sorry you had one last time. But I am proof that you can have a perfectly healthy pregnancy and healthy baby after a miscarriage. Actually I am proof of that twice over because I was my mother's baby after a MC and I had a baby after a MC too. So there's lots of hope for you too.)
Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Peonie, I am so thrilled for you!
Sorry hope that doesn't come across as too weird seeing as I only virtual know you, but it's nice to hear such lovely news!M3 Dec2015 #160 Target £150,000 (BU £155000)0 -
Thanks Tilly, Lois and Blue.
It's not weird at all. In fact it's lovely. I love all the congratulations... keep em coming :rotfl:Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
It's not weird at all. In fact it's lovely. I love all the congratulations... keep em coming :rotfl:
Here's some more then! - Congratulations, I'm so pleased for you and will keep everything virtually crossed.:TRe-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
WOOHOO!!!!:j:j:j:j:j :jThat's really excellent news peonie!!!:D:D:D:DMortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
Mortgage OP £50/£600 House Fund £420/£50000 -
I am truly welling up, so happy for you Peonie xxxxxxxxxxxxxxxxxxxxxDec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 0000
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Thanks megela and icontinuetodream. You have put a big smile on my face.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Peonie, just catching up on your fantastic news!!!!!!!!!!!!!!
Yayyyyyyyy! Happy days, and wishing you and Mr. P a happy and healthy pregnancy. xxDebts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
Savings: FF Fund: Step 23/100 \ CU: 3755/40000
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