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Peonie's journey to smart money management

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  • Peonie
    Peonie Posts: 1,471 Forumite
    Thanks for the recipe GG. I like the idea of making little individual quiches. I'll definitely try it and I can have it for lunch!

    I'm back from the hospital after having my eggs collected and feel a bit tender. I felt sick the last few days and hope now I'm off the drugs I'll feel better.

    Right, I'm off to update the old SOA.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Everything crossed Peonie :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Peonie
    Peonie Posts: 1,471 Forumite
    Thanks GG, we got 13 eggs and 8 made it to embryos. I expect a few more won't make it - that's what seems to happen to other peoples embryos. Embryo transfer is on Monday. Fingers crossed they will stay safe.

    I've booked in for acupuncture both before and after transfer as it's thought to help. In December I joined a health scheme at work which will pay for the acupuncture. Basically it will cost double the cost of the scheme for the year. :T

    Plus, I saved another £7 by having the pre-payment certificate. :T

    Today was a NSD as I spent it recuperating.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I've got my fingers crossed for you Peonie

    It seems a lifetime ago that we were trying assisted conception - the waiting used to drive me crazy...

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Peonie, I hope all goes well Monday :)
    MFW 67 - Finally mortgage free! 💙😁
  • moneycurious
    moneycurious Posts: 446 Forumite
    Hiya Peonie, hope your feeling ok, know how stressful the injections are. keep your chin up misses x
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Peonie
    Peonie Posts: 1,471 Forumite
    Thanks ladies.

    The waiting to start IVF drove me crazy. We were referred at the beginning of July and because of Christmas it was 6, rather than 5, months before we started. I've heard the waiting between transfer and seeing if aunt flo arrives is the worst part.

    Even though it was a different hospital; the specialist who referred us for IVF was also the one who did the egg collection. It was not planned but for me it was a nice little touch.

    I'm grateful I don't have to take injections every day. Towards the end I was dehydrated and started to make silly mistakes.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • EchoDelta
    EchoDelta Posts: 631 Forumite
    Keeping everything crossed for you Peonie
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Peonie, hope everything goes well on Monday xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    thinking of you hun, hope all goes well xx
    know thyself
    Nid wy'n gofyn bywyd moethus...
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