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Peonie's journey to smart money management

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  • icontinuetodream
    icontinuetodream Posts: 992 Forumite
    I've been Money Tipped!
    good luck peonie....keeping fingers, toes and all other appendages crossed for you!!!:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Peonie
    Peonie Posts: 1,471 Forumite
    Thanks Tilly and icontinuetodream. I'm still on medication and think that's what's causing the cramps. This wait is horrible.

    Mr P is being really responsible. He puts away 25% of his income for tax, NI, etc. He's working again so I'm sat on the sofa, watching a cheesy film and catching up on diaries.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • BlueMoo
    BlueMoo Posts: 424 Forumite
    I too have all my fingers, toes, arms, legs, hairs crossed for you!

    Do keep us updated!
    M3 Dec2015 #160 Target £150,000 (BU £155000)
  • Peonie
    Peonie Posts: 1,471 Forumite
    Thanks BlueMoo. I'm still waiting to test. I'm determined not to test early. I found the pregnancy test sticks. They go out of date next month. Would you buy more?

    I tried the quiches, they were lovely. I had no idea if I would be able to take them out of the muffin tin so put them in cases. That did not quite work. I tried eggy bread today - it was not my cup of tea.

    At the weekend we did a big A!di shop - £45 of fresh food. Recently I've done a lot more home cooking and it's been nice.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Peonie
    Peonie Posts: 1,471 Forumite
    It was positive :T :dance: :T :dance: :T

    I was convinced it had not worked. I'm (we're) really happy. But history tells me we still have hurdles to pass. We'll have an early scan around 7 weeks to check there's a heat beat and it's where it's supposed to be. I had my miscarriage at 10 weeks so I think I'll only start to relax when we get to the 12/13 week mark. :)
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh my goodness, filling up here :o. Many congratulations and will keep my bits crossed for a good while longer for you :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    gallygirl wrote: »
    Oh my goodness, filling up here :o. Many congratulations and will keep my bits crossed for a good while longer for you :T.

    Ditto

    So happy for you both!

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Peonie
    Peonie Posts: 1,471 Forumite
    Awww GG and MWC, that's so sweet.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Oh Peonie that's fantastic :j I am so happy for you both :D
    MFW 67 - Finally mortgage free! 💙😁
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :j:j:j:j

    Peonie and Mr P, congratulations!!! Fingers crossed for you on your next stage.

    I think you now have a valid excuse for Mr P to do all housework and regularly bring you cups of tea on demand;)

    xxx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


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