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Peonie's journey to smart money management

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  • Peonie
    Peonie Posts: 1,471 Forumite
    Woohoo, I've just credited my FD saver for the last time. From next month the money will go towards balancing the books. We've been dipping into the savings a bit too much these last few months, Mr P is waiting to be paid and the money we had put a side for the plumber is being eaten into.

    Today I really wanted cake and to eat out. Instead I had a few biscuits and cooked a stir fry at home.

    One more day and then the weekend. Fantastic.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Peonie
    Peonie Posts: 1,471 Forumite
    I've been missing for a few weeks but a lot has been going on. I'm a bit paranoid to write everything down and be outed.

    I really need your help. Do any of you work in corporate performance management? I work in a specialist field and really need to learn about it for next week. If you can leave a message; I'll PM you.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Peonie
    Peonie Posts: 1,471 Forumite
    I have a job. I am so relieved. These last few weeks I've had to put my all into keeping my job and it's paid off. Mr P and I went out for a few drinks to celebrate. Now we can look forward to our holiday and treatment without the added stress. And, I might be back on the MFW boards a bit more. Yay.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sorry it's been a stressful time but glad it's been resolved. Enjoy your hols and best wishes for the treatment.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • newgirly
    newgirly Posts: 9,343 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi peonie , glad everthing worked out ok at work for you, and best wishes for when the treatment starts :)
    MFW 67 - Finally mortgage free! 💙😁
  • Peonie
    Peonie Posts: 1,471 Forumite
    Thanks GG and NG for your messages and MWC and Tilly for your thanks.

    My IVF treatment is likely to start at the beginning of December and hopefully I'll have a little embryo implanted back in January. Then I'll finally get to use those pregnancy test kits I bought 13 months ago. :o
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • newgirly
    newgirly Posts: 9,343 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Not long then, how exciting :D
    MFW 67 - Finally mortgage free! 💙😁
  • well done and good luck!:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Peonie, so sorry to hear you've had such a stressful few weeks! Great to know it's all sorted before you start your next journey.

    Good luck for the IVF xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Good luck with IVF Peonie xxxxxx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
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