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Debt free by Summer 2012 (if not sooner!)

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Comments

  • Skint_but_Optimistic
    Skint_but_Optimistic Posts: 3,391 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I know, me too!
    Trying to shift that debt!
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    It's arrived!!!!

    Wahoooooooo! It's not going to clear for a week though boooooo. But I am soooo pleased it's come, one step closer to financial freedom.

    I tried to close my OD when I deposited the chq but they said I have to go back to do that after it's cleared.

    £4.94 to Virgin today. :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)
    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Yay, excellent news! :T
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    924 days until DF!

    31 pays days.

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)
    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Skint_but_Optimistic
    Skint_but_Optimistic Posts: 3,391 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Whoo!!

    Thrilled to bits for you!

    x
    Trying to shift that debt!
  • needingaccountability
    needingaccountability Posts: 483 Forumite
    Debt-free and Proud!
    :T:T:T

    Excellent news :money:
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • LivvyLoo_2
    LivvyLoo_2 Posts: 739 Forumite
    Yey,

    Really pleased its arrived hun...are you like me? Believe it when I see it lol.

    Roll on day 925...am sure it will be a lot sooner!!!! You're doing fab.

    xx
    LBM March 2011 - [STRIKE]Joint Debt £46k[/STRIKE]
    Current Personal Debt £0 :j
    Groceries £152.51/230,Pot Balance £1564.02
    Christmas Savings £200, £2 savings £24
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Yay, really pleased for you :T
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Thanks peeps :)

    Almost ready for home - long day today as was yesterday but today I am feeling very positive and in control. No idea why! But I like it.

    Skint's just mentioned to me you can do a SAR for PPI accounts which you don't hold the account details of any more so I need to investigate!

    Roll on chq clearance day!!! Child benefit in today so have some breathing space! £20 petrol in, should last til chq clears.

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)
    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Ok so yesterday I sent a PPI claim letter off to Cahoot and today I am sending 4 more, should be 5 but I ran outta stamps! Lol.

    It's awful thinking how many creditors I have had over the years gulp. And how many of them I couldn't pay etc.

    I very much doubt I will get a penny back on these lot but it's worth the price of a pack of stamps. I won't hold out on them, I didn't even have the account numbers anymore.

    So today my online account is showing the chq paid in but not cleared. Grrrr hurry up.

    I'm waiting on Quidco sending me £28 and credit expert returning £14.99 too. Also I have a chq for £16 to pay in. Nothing's quick enough!!! LOL.

    I will be listing on ebay soon, once I find a minute to myself. Damn - I should have done it last night as had spare hour - never mind.

    Slowly getting organised again. Taking the reins back slow and steady.

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)
    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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