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Debt free by Summer 2012 (if not sooner!)
Comments
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Petrol is ridiculous Hovel Lady - you're right - prices are only going 1 way - we were talking the other day and saying we can't see them going back down to what they were ie less than £1 litre. All we can do is budget for it and use the car for essentials only. Our supermarket's only a mile away but I can't carry all the shopping back on foot so drive. Catch 22.
Thanks for the winter lettuce tips skint, will have a nosy at prices of seeds. I do packed lunches for 4 (1 is DS who is 1) and me and DH have lettuce frequenctly but again, it depends on the cost as to whether I buy it or if we have plain sarnies instead lol
x xDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
I went to wilkinsons at lunchtime.
I know these are late bus should be good window growers and a good activity for first week of school holidays and they are growing kits for broccoli, tomatoes and courgettes. 98p each. If we get them planted we should see something from the warm autumn windowsills at least!Trying to shift that debt!0 -
For 98p each you have a bargain!
Let me know how they grow!Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
£3 sent to Virgin.
They still haven't issued my statement, it's getting later every month! SO I can't do anything until Monday now.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Good news - these extra payments have tipped my DFD for this credit card to one month sooner!Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
That's fab :T
Just think of the interest saved. Much better in your pocket0 -
Exactly
Currently I pay them around £100 a month interest so every penny I pay to them now is knocking off the interest they can charge me.
I can't wait until I am free of this biggy one. Once I get shot of that one then the others will drop like flies.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
:j thats fab!! Well done and congratulations
Hope your little man is on the mend, bless him xx0 -
DebtFree2012 wrote: »Thanks both!!
How are you doing with my arch enemy on the reserve charges Kat?
That's the reason I have been AWOL - working silly hours but ITS GONE!!!Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
Just caught up on your diary and you are doing amazingly. Your PADs will pay off (no pun intended) as like you say - less to pay interest on xxLoan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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