Debt free by Summer 2012 (if not sooner!)

Kepp

Winnie_in_Pooh wrote: »

It's when you check the same account five times a day that you might have something to worry about

Have been guilty of this

DebtFree2012

Right the bad news is that next months pay leaves me £50 OD BEFORE i buy food and petrol. So any food and petrol next month comes from the OD. Not good.

DebtFree2012

I am SO proud of myself! Lol. Can I say that?

I was hungry, or so I thought, mid morning, but forced myself to wait until lunch time when I had my home made lunch (tuna wrap, banana (not home made LOL) and yog)...ok so I made the wrap only!

SOOO many people went past my desk on their daily trip to spend a fortune on their lunches asking if I wanted anything. I really fancied some crisps which is something I don't eat alot of but lately have cravings for (No, I'm not!) but I refused to let myself ask for some. Kept thinking "that 40p they will charge me can pay off the debt" and so I am off to pay 40p to debt

DebtFree2012

40p sent to Virgin!

Winnie_in_Pooh

:j:j:j WOOOO!! Well done!!! And of course you can be proud of yourself!

DebtFree2012

Well the hunger has gone so I am happy.

I forgot to say - when i logged onto Virgin they are offering me a balance transfer again now I have paid a very small amount off! How bad is that - I only have £300 spare on the account and they are already suggesting I use it to get into more debt!!!!

Years ago, or even a year ago, I would have taken them up on the offer and frittered it away on nothing!

I can't wait to close the bl00dy thing!

Rant over

DebtFree2012

And hovel lady's diary has inspired me to think of the title for my next one, i intend on starting one for my year's anniversary which coincides with New Year so i will join the influx lol.

My dream is to become DF so I can start saving for the day dream.... a place in the country with our animals around us, kids running happy in the fields and growing our own thing with no mortgage! The last bit won't happen for a long time! I would like to open my own business to pay for this and allow me to give up the day job.

Winnie_in_Pooh

I've just read through Hovel Lady's diary and went off to collect DS happily daydreaming about my perfect house in the middle of nowhere but a stones throw from a gorgeous beach...

Sounds like our dreams are very similar DF!

Kepp

Well done on resisting the crisps and paying it to Virgin instead!

DebtFree2012

Yey for debt free day dreams!!!

Thanks beccie - I am not feeling so strong today! It is SO cold here in the office, the heating's off which has been fine with the weather but today is like winter and everyone is shivering. I am normally too hot so for me to be cold is weird!

They've requested the heating to be put on so should warm up soon, my feet are like blocks of ice.

Yesterday was a NSD but today won't be as I need a couple of cards and feel I may give into the trolley lady bringing the butties......

x x