Debt free by Summer 2012 (if not sooner!)

DebtFree2012

OK talking about new cars on Woo's diary has got me thinking about mine. The breaks are feeling and sounding dodgy at present and I keep thinking to myself it won't be long before they will be costing me. I am lucky that FIL is a mechanic and so I only pay for parts which he gets cheaper anyway but worried that i don't have spare cash to use to pay for eventualities like this.
The result is I will start putting £20 a month away from June's pay (car tax due and budgetted for this month's pay otherwise would do it then) until i have £100 and use this for car problems. I appreciate it's not much compared to what cars can cost but it's a bit at least and will give me a better feeling than i do now of dread lol.

Woowoo

It certainly does make you feel sick DF, just thinking about all those £100's down the drain is a good way to keep focused though!

Kepp

Think the car fund sounds like a really good idea DF, will be worth it for peace of mind x

**Kat**_2

I totally agree - with the brakes, maybe they just need a clean, ask your FIL to strip and clean them, should be ok for a while then xx

DebtFree2012

I have had that done once or twice already but I have every intention iof asking him to do it again. I noticed my ABS light stayed on a lot longer than the norm few seconds at lunch time too. Poor ickle car.

Woowoo

I hate spending money on cars, it feels like such a waste, its not even a fun purchase!

mrsspendalot

Hello!!! Your diary just caught my eye ....

I'm also hoping to be debt free in 2012. I'm currently challenging myself to pay off £12k in 12 months and have started a diary by the same name.

It's not actually my debt - it's my husbands. I got debt free personally with the help of this board a few years ago, so I'm taking over the challenge for his too otherwise we'll never have it gone!!!

Good luck on your debt free journey - what month in 2012 are you aiming for at the moment? I'm aiming to be debt free by the end of April 2012.

DebtFree2012

Good morning mrsspendalot - thanks for readinig. the initial workings out I did said I could be debt free by August 2012. this was a simple calc of what i earn - regular bills and the remainder to debt. However I started my diary too early in terms of I hadn't actually given it the thought it needed lol. After months of working a spreadsheet and life taking it's role in what i have to pay out (non essentials - i mean household things going wrong and such like) it's not going to be next year I am DF now ( I can't change the title of my diary so I have left it as it is and just hope by some miracle something will happen to allow me to be DF by then!

However i would love for you to hang around and join in with us all on our journey's. I'll pop over to your diary soon

Good luck with your DF journey.

DebtFree2012

Well I am psychic or what......

Last night, finished work, sat in car - turned keys and nothing. battery's gone! Anyway FIL came and used jump leads, got home and turned off then on again ok. Dropped kids off at Grandma's as their 1 night fortnight out and when I got back into the car - wouldn't start - nothing. Also there's the brakes which seem dodgy still as my original worry.

Great - so after chatting with people i hope it's a replacement battery I need - FIL can get one for £40 ish rather than what i'd get one for if walked into shop. Failing that it's possibly starter motor not charging it (?! I know nothing) and that's more by all accounts. Either way - I have to pay money I don't have. I refuse to use my OD though......Friday 13th came early for me!!!!

but... it is Friday after all! ...

Woowoo

Morning DF

Bloody cars! Hope it's just the battery x