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SeriouslySeekingtoSave strongly strides straight into slaying her mortgage!

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Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Good luck with your To-Do List!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Two hours of overtime clocked up tonight. Nice nice :)
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • mummalove
    mummalove Posts: 924 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Very nice indeed...kerrr-ching!!! :D
    "A smile takes but a moment...
    ...but the memory of it lasts forever"


    :D
  • weezl74
    weezl74 Posts: 8,701 Forumite
    gallygirl wrote: »

    The only downside, which Weezl admits, is that although the meal palns give your 5 a day it is mostly canned or frozen. There are some lovely recipes there, though once they've been frugalised & the expensive ingredients taken out there is not enough variety for me.
    I'm slightly confused Gallygirl! I don't think frozen, canned veggies are a downside because they retain more of the nutrients than the fresh ones. Some even have extra because of being canned, ie lycopene is increased in tinned tomatoes).

    Variety-wise it may be worth continuing to check, we have 76 published recipes, but another 65 ready to go up, once we have the person power to do it.
    :)

    :hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
    :)Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
    cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
    january grocery challenge, feed 4 of us for £40
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    new recipes weezle? Ohhhh,,,,gonna have a look....
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • weezl74
    weezl74 Posts: 8,701 Forumite
    we would particularly value your feedback on the lemon cheesecake and marmalade cake :)

    Sorry for being off topic :)

    :hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
    :)Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
    cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
    january grocery challenge, feed 4 of us for £40
  • weezl74 wrote: »

    Sorry for being off topic :)

    There is no such thing as 'off topic' in this diary ;)

    I'm hoping to be able to contribute some recipies myself when I come back from NZ - my mother has some good, filling and very cheap recipies that were family staple meals when I was growing up. Now I'm grown up (reluctantly) I will steal them and spread the love!

    P.S. £40 for 4 people in January? Not even a shorter month like Feb! 'Faints'
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • Well it's been a long and tough struggle between work and myself today. I've put up a valient fight but I acknowlege that the bigger workload won. No over time for me tonight and I even went to the local chippie and bought loads of fatty food (so as to damage both my exercise and my money goals).

    Now I'm going to crawl into the bath and read a book with no educational value whatsoever and that doesn't challenge me in anyway. Maybe a few episodes of Agatha Christies 'Hercule Poirot' after that. That shouldn't demand too much of me...
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • Sepa74
    Sepa74 Posts: 962 Forumite
    HI SStS, I'm enjoying your diary. I also live in London in a flat on my own... and I'm from Oz, so totally understand the need to go home every year. I'm lucky because my mum loves travelling to Europe, so she comes here a lot which means I only go home every few years, not every year.

    I find there is an art to managing a food budget for one person. Luckily I don't mind eating the same thing several days running, so I often cook up a big pot of soup or stew on a Sunday evening and heat it up at work each day for the week. Recently a group of girls started a lunch club which is working really well, but you need to have a group of like-minded people who aren't fussy eaters.

    I find you can freeze lots of stuff that people don't normally think of which is really helpful if you live on your own. If I cook rice I make enough for 4 or 5 portions and freeze them - the trick is NOT to thaw rice in the microwave, but run hot water over it! Otherwise the rice dries out horribly. Bacon freezes really well - I put greaseproof paper between the rashers and use it up by the slice. I also buy 4 of 5 litres of milk at a time and freeze them so I don't have to worry about running out.

    I even have frozen portions of stewed apple and crumble mix in the freezer for when I want a little treat. The only problem there is it's hard to store custard or cream in single portions!

    I eat lots and lots of chunky vegetable soup for dinner - just chopped up veggies in water with a stock cube. It's seriously healthy, pretty quick to cook, and I like it. I buy packets of fresh tortellini which then gets frozen in portions which I then just chuck in the soup to make a very filling meal on these cold winter nights.

    Porridge is brilliant for breakfast - very warming and dirt cheap! I sweeten mine with jam which also gives it a bit of flavour and is cheap. Don't buy expensive flavoured porridge mix, all you need is rolled oats, water, a microwave, a bit of milk and some jam. MUCH cheaper that way, cooks in exactly the same length of time. Those flavoured porridge mixes are such a scam!!

    Because I have no car I do regular internet shops - on average one every couple of months which gives me the staples, and then I buy my fruit and veg every week from the local greengrocer. Otherwise I struggle with all the heavy / bulky stuff. Not being tempted into impulse buys more than makes up for the delivery charge.

    I laughed when I saw your experiences with British Gas. Very similar to mine! If you're interested, I described my experiences in one of my earlier posts. I'm also with nPower and don't care if they are a little bit expensive, I am willing to pay for their service.

    Keep up the determination, and have a great trip home :)
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • Going well on the weekend tasks so far. Living Room and Kitchen are looking much better, Eyebrows have been tamed, Recylables sorted and present shopping finished.
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
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