SeriouslySeekingtoSave strongly strides straight into slaying her mortgage!

Sepa74

Watch that sun! It's so sharp at that end of the world, especially on skins that are used to the soft English sun. I really noticed a big deterioration in my skin after I got back from Oz in December. Currently fighting a rear-guard action with bio-oil

abouttimetoo

Hi SStS

Just been catching up on your diary, I hope you are having a lovely holiday. I do enjoy reading your diary, you put me to shame with all the energy you seem to have and the whizzing around you do (she says parked up on her sofa where she's been vegging most of the afternoon :rotfl:)

Regards
ATT

SeriouslySeekingtoSave

Finally checking in after my holiday break. I have been reading the forums in the week since I've been back but I've been a bit slack on the posting side. A weeny bit slack on the money side as well but not very much!

Anyhoo, now that I am back I thought I would restate my determined committment by posting my two spending diarys for the past two months. My oldest one is so late because I was on holiday but to balance it out Feb's just ended today so I'm very very on time for that!

So, without further ado here is my very first published diary for the month of January!

Monthly Expenses
Mortgage One £355.31
Mortgage Two £118.44
Transport £122.00
Council Tax £87.00
Gym £44.00
LoveFilm -
Broadband/Phone £17.74
Cellphone £14.93
Games/Internet £7.05
Total £766.47

Food
Ea t£3.71
Supermarkets £38.47
CoOp/LocalShops £15.00
Takeaways £11.50
Total £68.68

Entertainment
Pubs/Bars £59.68
Total £59.68

Shopping
Groupon £119.00
Presents for Nieces £26.50
Total £145.50

Misc
BG Elec Bill £46.08
Train Fares £9.75
B & Q £40.18
Amsterdam Tickets £83.98
Legal Fees (Free Hold Papers) £50.00
Total £229.99

GRAND TOTAL! £1,270.32

I would like to proudly point out a few things: the January food challenge that I took kept my food budget down to £70. That is totally unprecedented!

I am also happy that I put my LoveFilm account on hold for a month while I was away. So, no bill for this month anyway.

I have also just canceled my Internet Game as I haven't played since I actually started paying. Now that the weather is warming up I won't be, I'll be outside making the most of every decent day I can get!

Oh, my Groupon doesn't look like it's happening either, I've been stuffed around every which way by them and sent an email on Sunday night asking for a refund because of it. As the money isn't back in my account however I'll leave it still up there. I'll put a positive credit in the month it gets given back to me.

SeriouslySeekingtoSave

Actually I'll leave my Feb one because I've just gone onto my Credit Card statement and I know there are transactions there from Saturday that still aren't showing up. Man, that is really slooooow. Rather than miss out a spend (I've been a tiny bit relaxed since being back), I'll leave it a few days and check again then.

I'll just pop off and update my signature instead. Not too much to change unfortunately as I was waiting on payday to go set up my ISA. I've given up on Santander sorting their sh*t out. I got a letter the other day telling me that they are waiting on all of these documents before setting up my account I applied for two months ago. Of course the documents that I was meant to send them I already had...

I'm going to set up a brand new one from scratch. And maybe hand them a photo of an !!!! with details instructions on how to reach it at the same time...

SeriouslySeekingtoSave

I finally bought a kettle and a toaster! From eBay of course and it even came with a food processor and juicer. Total cost £1.24 and as I'm picking it up and I have a travel card it won't be costing me anything more. Bargain! :money:

rlc22

SeriouslySeekingtoSave wrote: »

I finally bought a kettle and a toaster! From eBay of course and it even came with a food processor and juicer. Total cost £1.24 and as I'm picking it up and I have a travel card it won't be costing me anything more. Bargain! :money:

That really is a bargain! Well done, and welcome back

mummalove

Welcome back from me too!

Hope you had a wonderful time away...hope you weren't anywhere near the horrific earth quake in Christchurch.

SeriouslySeekingtoSave

mummalove wrote: »

Welcome back from me too!

Hope you had a wonderful time away...hope you weren't anywhere near the horrific earth quake in Christchurch.

I got back a few days before that hit. God, it's dreadful - NZ is a small country in more than physical size, so everybody knows people who have been affected

mummalove

Glad to hear you came home safely before it struck.

Maybe I am a bit ignorant, but I never would have the NZ could have been affected so badly by a quake. Seem to be so many natural disastors all over the world in the past few years, tragic it really is.

SeriouslySeekingtoSave

mummalove wrote: »

I never would have the NZ could have been affected so badly by a quake.

Seem to be so many natural disastors all over the world in the past few years, tragic it really is.

Why?

Yes there have been. Poor Australia has been getting hit every which way it turns!