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SeriouslySeekingtoSave strongly strides straight into slaying her mortgage!

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Comments

  • SAMMYE_2
    SAMMYE_2 Posts: 244 Forumite
    Ha ha you sound completely mental! Just like me!
    [STRIKE]£106,200[/STRIKE] mortgage with 5% deposit 2 years ago on 6.99% 04/06/08 :eek:
    Overpaying the max 10% per year for the next 2 years until July 2013 when I can remortgage and should be able to get down to 55% LTV.
    Overpaid 10% £10,619.87 Dec 2010 & 10% £9,475 Aug 2011
    Mortgage was £690 now £560 :D
    Currently £85,203 - 71% LTV 26/08/11
  • :rotfl: I don't really think of myself that way but I have been assured that I am a total fruitcake! Oh well, there are a lot worse things to be I suppose :)
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    I'm howling laughing here...has anyone ever told you that you talk too much? Only kidding!.. but honestly that has got to be the longest post I've EVER read on here. :)

    That's the trouble with travelling with friends or anyone else for that matter. It's your holiday at the end of the day..I too wouldn't want to be eating out all the time. We have a mini break coming up soon and DH wants to eat out and I want to cook. I'm thinking about the money though as I begrudge paying for something to eat when I can make it better myself for a quarter of the cost.
    I can't be bothered updating this anymore
  • Just made a £4k OP so that smashes my wanted 10k reduction in my mortgage for this year! I've still got another 5 months to go so you never know, I might make it 20% down in the first year - I'll be a MFiF when I wasn't even intending to be! Hah, don't think so ;) still I'm pretty damn happy with that little (big) OP :D
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • Iris_Blue wrote: »
    I'm howling laughing here...has anyone ever told you that you talk too much? Only kidding!.. but honestly that has got to be the longest post I've EVER read on here. :)
    .

    Strangly enough not very often. Occasionally when I get a bit excited I can run on a bit. My chosen medium though is the written word ;) I can write for my country when I'm in the mood.
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    Strangly enough not very often. Occasionally when I get a bit excited I can run on a bit. My chosen medium though is the written word ;) I can write for my country when I'm in the mood.

    I'd have never of guessed ;)

    Wow that is some OP, you should be proud of yourself. Well done you ! :T:j:j
    I can't be bothered updating this anymore
  • Well here is the evidence for my rather poorly disciplined month. Have to say this month isn't looking too much better so far! Still, my big OP means I must be doing something right ;) but still a lot of room for improvement.

    Monthly Expenses
    Mortgage One £355.31
    Mortgage Two £118.44
    Transport £122.00
    Council Tax £87.00
    nPower £18.00
    Gym £44.00
    Broadband/Phone £18.48
    LoveFilm £9.99
    Cellphone £21.23
    Total £794.45

    Food
    Takeaways £8.38
    Work Canteen Card £10.00
    EAT £10.14
    Marks & Spencer £17.63
    Tesco £3.25
    Supermarkets £37.90
    Total £87.30

    Entertainment
    Pubs/Bars £90.09
    Train Tickets £33.90
    Total £123.99

    Shopping
    Kitchen Applicances (ebay) £1.25
    Disk Repair £2.99
    Computer Games (ebay) £33.81
    Total £38.05

    Misc

    Amsterdam Hostel Reservation Fee £6.50
    Total £6.50


    GRAND TOTAL! £1,050.29
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    Amazing OP - well done! :T:j:j

    And I think your spending diary for 1 month looks fine to me - only £68 on food - wow!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • Amazing OP - well done! :T:j:j

    And I think your spending diary for 1 month looks fine to me - only £68 on food - wow!

    Err, no, that was Feb's total wasn't it? ... March's was a wee bit higher... :o
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • The temperature has dropped but my heating is definately remaining off. I shall not weaken! :D
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
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