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Positively On My Way To A Positive Balance

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Comments

  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    It is good to know that I am not the only one who procrastinates about essays. I just watdhed tele didn't even have a clean house when i had essays to do:o bad chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I am a chancer! I need to do this, I must do this, I have to do this. Am I doing it - am I hell!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    REDMADCURLS wrote: »
    I am a chancer! I need to do this, I must do this, I have to do this. Am I doing it - am I hell!

    DO IT, REDDIE!

    I've finished mine. :p It took me right up to the wire, though, as there were some bits that took a lot longer than I had anticipated. And I don't mean to alarm you, but 6 essays is a lot. If you get started, it will be easier and you will kick yourself for not starting earlier (c'mon, we all do!). Do something for 15 minutes only. Read a book you need to read, or brainstorm on paper: ANYTHING to start you off! :T
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P    roud to be dealing with her debts 1198~
  • taxi73
    taxi73 Posts: 20,815 Forumite
    come on RMC you know you can do it.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    (Listening to your wise advice and not commenting, because if I do it will be bs)

    Happy February everyone! (Always failed spelling test at school, spelling it Feburary :) )

    So mortgage out along with 3 other dd's - nothing to pay now until danger week but as of today it should be ok as long as we have no surprises - sure aren't there always surprises.

    Quidco finally paid £50 (which will go straight to Halifax as an overpayment), it only took them 5 months!!

    Also changed old doggie insurance, saving £1 a month but making me another £40 at Quidco. Next is house insurance, which is always tricky because house is so old.

    Hope everyone is happy in their nappy!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    All sounding good but get those essays wrote
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done on the extra payment to Halifax they all add up and make such a difference
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I'm with Taxi - well done, but get scribbling! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P    roud to be dealing with her debts 1198~
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on the payment x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    go on you know you want to really. get this done and you don't have it hanging over you for another 6 months. that way you can debt bust with a focussed mind. not one that is stressing about the essays! branson will be history so MUCH quicker if you do the essays now
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
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