We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Positively On My Way To A Positive Balance

1232426282943

Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    GGGGGGGGGGGGRRRRRRRRRRRRR - Didn't get paid.

    Guess its gonna be Monday :(
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • GGGGGGGGGGGGRRRRRRRRRRRRR - Didn't get paid.

    Guess its gonna be Monday :(

    Oh no!!!:mad:
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • lucielle
    lucielle Posts: 11,593 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bummer!!!!!!!!!!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on the 10% sticker, that's fab :)

    Bad news on not getting paid till Monday though.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Lemon_Tree wrote: »
    well done on your stickers, i'm going it alone on the diet thing so no one to give me stickers :(
    In the 16weeks before christmas at SW i lost 6lb, on my own i've lost 6lb in the last two weeks.
    I'm off to bed now as well on the basis that it will make payday come quicker.

    Hi there Lemontree

    Well done on the the 6lbs:T
    I am at a standstill with SW. I cant seem to get motivated at all. Had over a stone off and now lbs creeping on again. I find my new leader ok, not as motivating as the last. I still think its a good plan and am considering just trying do it myself. So do you find it easier or more difficult not going to class ... I know youve lost weight but are you able to do it no problem.
    thanks
    E
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    I'm sorry redmadcurls for intruding on your diary.

    Just to say that I am following your progress and you are doing brilliant ... keep going
    E:)
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LOL you are not intruding at all, I have never done SW so can't really comment on it
    I guess they are all much the same, eat less crap and do more but damn it can be hard work some weeks!

    Updated sig for Monday (I know I haven't made payments but I know what they are and so I am just going to pretend it is Monday and they are all paid)

    Quite pleased with this months payments. Would like more to CC but need to get business stuff out of the way, not debt but ongoing payments for ingredients etc...........and we had one less week of sales in Dec and Jan so things a little tight but doable.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Don't think I am done with extra payments yet but do need to get all my duckies in a row before I can be sure.

    Sainsburys have BOGOF on sale clothes and last week I got a dress and trousers for £11.50! Got home dress was size 18, hanger said 14! Wore trousers on Tuesday and they ripped. For once not because I was too big for them but simply they hadn't left a seam (badly made) on leg. So tonight I brought both back, replaced trousers and picked up another dress.

    The customer services girl could not get her head around what to pay me back because of BOGOF offer. I spent £11.50, new items were £9.50. I explained this to her and said you owe me £2. Would she listen, would she hell. She put transaction through and deleted it twice. In the end she refunded my card (debit of course) £22 and then charged £9.50 to it. So So initial purchase = £11.50 + todays purchase £9.50 = £22. Refunded to card £22. Amount spent £0! Having explained her error twice, and with her looking at me as if I had two heads, I just toddled on out!

    Food shop = £50, not bad and the 3 pieces of meat for £10 is certainly making our diet more varied. Got a gammon joint this week as well as chicken and chicken breasts. DH does not eat red meat or lamb so it can be hard to not eat pork and chicken all week. That £50 covers breakfast and lunch at work too so no extra spends during working day hopefully.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    good shopping there RMC.
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    My my, Reddie is getting very organised! :)

    Well done on weight loss, and bad luck on lack of pounds acquisition! ;)

    It's a bit strange, though - how does you getting paid work? Where I work we get paid on one particular day a month, and if that's a weekend/BH, we get paid the Friday before. It can't be that hard, can it?
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.