We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Positively On My Way To A Positive Balance

1293032343543

Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done Red, I'm sure you feel better for starting as well x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LOL a bit better yes but I did feel very naughty for not having started but on a positive note, yes I have started and I WILL have it finished and submitted for first reading by the end of the week1
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    :T :T :T Yay Reddie! :T :T :T

    In my defence, I thought your essays were due practically imminently which is why I was so :eek: (October is ages away) but I'm so glad that you have started as it will give you the chance to iron out any problems that you may encounter along the way.

    Doing those as well as your job and helping with the business pretty much makes you superwoman in my book. :T :T :T
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Awh ta ta Ms Pickle.

    Final submission is October but I can submit in March too, which was when I had planned to submit all six but that aint going to happen. If I get two done, I will be very happy!

    And yes I do feel I don't have enough hours in the day, thank God I only have the one child (DH)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Awh ta ta Ms Pickle.

    Final submission is October but I can submit in March too, which was when I had planned to submit all six but that aint going to happen. If I get two done, I will be very happy!

    And yes I do feel I don't have enough hours in the day, thank God I only have the one child (DH)

    :rotfl:Just see how you go...if you've already managed to write 2500 words you might surprise yourself and get more done than you thought possible.

    Well done again! :T :T :T xxx
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Each paper is to be max 3000; I need to do a fair bit of work yet on the one today but if I manage to get this and one other completed before end of March, I will be very happy.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Well that would be a third of it out of the way, but just see how you go. I reckon you might surprise yourself, but don't pressurise yourself and see what happens. :)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    At least I know this type of learning is not for me. I definately do better in a classroom, I just find this support/mentoring way of learning waffly! I am definately a 'teach me, tell me to go away and learn more about it and then tell me to write about it' kind of girl and not a 'you choose the subject matter, and I'll nod my head and leave you to your own devices' girl.

    Very long winded way of saying I like structure!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    red, well done for starting your essay, you've made a great start!
    I'm the same as you, i like to be taught things. When i've had to study by home learning it just never happens. In the end i gave up months worth of saturdays to go to a centre to learn what i needed to study.
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I'm with you both on this. I can't be trusted to be left to my own devices. :o
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.