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Positively On My Way To A Positive Balance

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Yes it is..........and you too are right Taxi :)

    Another weekend is upon us and plan for this morning is accounts - I am trying to stay on top of business accounts, it's another pledge for the year. So fingers crossed we have a second week of balancing!

    Happy Saturday all x
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Happy Saturday Red, hope those books balance x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • taxi73
    taxi73 Posts: 20,815 Forumite
    happy saturday to you too and hope the books balance...
    must catch up with mineas not done them since Oct...was in the habit of doing them every night must get back into it.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    It becomes such a massive job if I don't try and keep on top of them Taxi..........plus since DH isn't the best at keeping receipts, it means I can send him looking for yesterday's receipt rather than last months receipt!

    Just tried on my smallest jeans and I can button them, can't breathe or sit down in the them but I can button them - delighted!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • lucielle
    lucielle Posts: 11,593 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Go reddie. Great feeling and gives you such an incentive and bah to accounts a pain in the @ss but neccessary. Can never spell that word.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    great news on the jeans..wahoo
  • Herewego
    Herewego Posts: 2,541 Forumite
    Great news on getting into the jeans keep up the good work
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I didn't receive notification from MBNA re hike but today when I received my statment, I noticed a hike so I called them.

    They advised they wrote to me in Dec, I explained I didn't get this letter or indeed a statement in Dec (prob due to snow). I asked to opt out, close account and continue to pay at old rate............they said 'that option is not available on this card'. I didn't know that was possible.

    Has anyone else had this 'explanation'?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I thought they all had to give that option but perhaps MBNA aren't doing it yet.There was an article the other week down the side of this page about the credit card changes.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Just found one of St Martin's fabby template letters, so that will be off to them on Monday!

    Off to make fillet of salmon and stir fry for tea!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
This discussion has been closed.
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