📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Drop Debt Diva – ‘Plus-Sized Debts to Plus-Sized Savings’

Options
1181921232434

Comments

  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Sorry me again, but just realised:

    I'm under £500!!! :j :j :j
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Swinstie73 wrote: »
    I'm under £500!!! :j :j :j


    Big big big congrats!! Well done!! :beer: :j
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Thanks Cinny, getting really impatient now waiting on my DD's coming out.

    Well had a nice lunch and no money spent today, dinner sorted for later as well so no need to visit anywhere after work. Straight home, quick tidy and start dinner. Not sure what time OH be down as he has the dentist at 4.30pm, I don't finish til 4.45pm so hope he doesn't beat me home.

    Have been leaving the bathroom window open slightly as it kept steaming up from the shower, woke up this morning though with quite a big bite on my arm, I hate creepy biting crawlies, it's getting quite itcy as well. Yuk, hate to think something's been nibbling at me during the night, that isn't OH!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah to being under 500 :j
    Not long now :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    :j fab news on the debt - so close now :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Afternoon all, I can hardly contain my excitement, so checked my BC CC this morning and because I made my over-payment yesterday the b8ggers are not taking my minimum payment! I thought because I made the payment so close to when it was due i.e. tomorrow they still took it, bah.

    So I went on anyway and made the payment of £11.39, plus an extra £100 (as OH gave me his money and I also had grocery money on there) to reduce it to £200. The £200 is the lodge money that my mum/sister's owe me so this isn't technically my debt although I will pay it next month but will get the money back IYSWIM.

    Also paid my £450 over-payment to clear my Play CC, just waiting patiently for the minimum of £25 to come out on Monday - looksie at siggy - £25 debt, woooohooooooo!!!!!

    I have done myself a new debt budget so it's currently sitting like this:

    Wedding CC - £1K (£200 x 5 months) - will get money back in September.

    BC CC - £200 - paid next month - will get money back, didn't want to ask for the money just now as we're not going til November, I'm sure if I asked for it I'd get it anyway.

    I transferred £200 from savings to pay the extra £100 and to see me through til next pay-day as I don't want to risk leaving myself short. Get paid early in April due to Easter, OH is working all this weekend and the rest of the month is fairly quiet. Only other thing is to take my mum for lunch, probably next weekend, for Mother's Day.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go you :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Thanks Beanie, I can see it being very difficult to stay debt-free though. I've already had my sister texting me asking me to go see Bryan Adams in June, in Dublin of all places. Eh, it would cost a fortune, ok cheap flights at £22, apparantly, then there is the actual ticket, somewhere to stay etc etc, sorry I can't afford to spend £200ish on a concert when I've already seen him twice. He's good but won't be anything different from last time.

    In saying that I have talked her into doing this walk which is costing £30 to enter, but £30 isn't £200 is it!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Staying debt free is very difficult.
    I dont let myself go over a certain level really.
    I suppose I keep my eye on the ballo much more
    & no more Radley's :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Well, have had a lovely chicken and chickpea curry, had a bit of a tidy, house is starting to come together now but gonna have a cuppa and relax for a wee while.

    Got my boxing session tomorrow night and I'm scared, won't actually be boxing but will be doing some training, eek! Not sure what it'll be like but I need to go and at least show some committment or my cousin's son won't think I'm interested in the PT. Hoping to go see him soon with a view to starting at the end of April. I want to get my dentist appointment over with so I can confirm the price, still sure he's made a mistake as he told me a dearer price before, so I don't want to commit to PT unless I know I can afford it. Been working my finances out all afternoon, before it was trying to make payments to clear debt, now it's trying to make sure I have enough money for wedding/cruise/dentist/PT and whatever crops up along the way.

    I know I have the rest of the lodge to pay in July and house insurance is due then too, so need to figure this all in also. I've a feeling for a few months til I have some savings, I'm going to be a total tight-wad.

    I also really want to try ebaying as I've loads of stuff that could go on there, like the dresses I bought and didn't like. Not sure I'll bother trying to get them altered, was a very bad choice on my part getting them in the first place, bah!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.