How much can you save?

paulboy83

good news Suzey, it's cold in Canada you know.....

Had another good saving month here, i've managed to cover most of my savings direct debits with money left over from last month, a position I'm pretty happy with. I have finally set myself some targets savings wise and put them on my spreadsheet. I wanted to hit 50% of the long term savings target by the end of the year but i'm the best part of £1500 off it so I think thats a bit too much to ask. But the good news is i'm one month off hitting my OU target in order to pay for a course that I need to register for by mid dec, only thing is i'm going to have to start again as soon as I hit the target!

Hope everyone else had a good month!

Wantosave

Hi All

This month I have hit nearly 6,000 pounds in savings so I am quite pleased. I believe once I am past the 5,000 pound mark, savings will just be attracted to me, lol!!!!

I really am a converted saver - it feels quite strange and selfish now if I attempt to buy something for myself...:rotfl: (Hope they don't earmark me for Scrooge in the next Christmas Carol - which reminds me, bought some cut price Christmas crackers in a local store recently but in September???!!!!!, PLEASE! - has the retail trade no mercy!).

I too am looking at doing the OU Paulboy. I am considering my options but still not sure where to start - there are sooooooooo many courses (so many that I asked the OU to send me practically every prospectus they had!!!). I may look at law and business studies and I have already done a one-year ILEX Law course. I enjoy studying, learning new things and really believe it is a lifelong process.

Thinking of starting a website business with a friend in order to generate some extra income but need to think of a product that people would want and about which I have a reasonable amount of knowledge - I enjoy a challenge!

I have enjoyed reading the recent threads on this site - really motivational.

Money Angel
:A

jenjade

i can afford to save £25 a week £100 a month but i am also saving any extra money from daily clicks quidco etc!! so it has added up to a lot in my savings!! lol

gelato_cat

True!!!

Suze

paulboy83 wrote: »

good news Suzey, it's cold in Canada you know.....

Masomnia

Not sure if I mentioned this but I got my overdraft sorted and put a cheeky £400 in my ISA from it. So that's great news.

Less great is the nationalization of B & B I'm glad the bank is saved, and that no savers will lose out, but that rate's going to go! I really liked that account!

Lokolo

Yeh but I imagine the bank will do what it did with NR, put a whacking great rate on it to get some cash flow in. Then drop it a few months later.

I looked at my budget thing from last year earlier. I had income and expenditure of around £12k.... Oh dear. But that does include student loan coming in and going out into savings, even though thats around £3.5k. Still, I spent £8.5k..... Oh dear....

Think I will try and give myself boundaries this year!!!!!

Wantosave

Dear All

Thought I would have a go at making my own lingerie with an old sewing machine I have at home (i.e. making my own panties!), lol - for a fraction of the price of high street stores. Just thought I would share that with you on a cold Sunday evening - thought that might make you giggle...........:rotfl:

Money Angel
:A

purplevamp

Wantosave wrote: »

Dear All

Thought I would have a go at making my own lingerie with an old sewing machine I have at home (i.e. making my own panties!), lol - for a fraction of the price of high street stores. Just thought I would share that with you on a cold Sunday evening - thought that might make you giggle...........:rotfl:

Money Angel
:A

Thanks for sharing... let us know if they're "comfortable"

McSaver

* Savings Update - September 2008 *

Its that time of the month again when I post my savings total for the month. With having 2 weeks holiday off work during August and the other 2 weeks with some overtime. It hasnt worked out to badly for this month as far as I am concerned. After all my spendings for the month and the usual Broadband/Mobile Phone Bills coming out. I am left with around £700 to save which is a pretty decent result given that im only getting contract pay for the time I spent off work using up holiday entitlement. I'm not fussed about holidays from work Its just that I gotta use them up at sometime!!!

I might not be back for a while because im having a war with my computer trying to get it sorted out and everythings going wrong when I am trying to correct it and the DVD-RW has decided to pack in now as well

The Percentage Has Been Updated. Made It Into PLATINUM.... JUST :beer: :T

Next month should see me break the record for the most amount I have saved in a year and there would still be 2 more months afterwards to add to it.

Lokolo

Is your saving thing after rents and bills or what?