How much can you save?

save-a-lot

Buying outright is brilliant. All the best with finding your perfect home!!

gelato_cat

Thanks! Will PM you actually, haven't been in touch for a while!

Suze

save-a-lot wrote: »

Buying outright is brilliant. All the best with finding your perfect home!!

Masomnia

That's great news, Suzey, good luck!!!

The spam was deleted by the way.

Eugh just committed another cardinal MSE sin and bought a take-away this evening. Looks like I'll be overspending by a fair amount this month.

katew87

Ive saved 30k over 4 years and im 21!! I put an offer down on a house yesterday so thats it back to square one of saving again, saving can become addictive

GetOrganised

I'm going to make of an effort to save more of my wages. I set up a savings account to move all the money I had left at the end of the month into, but that didn't work so well.

I've now set up a SO to move a set amount out at the beginning of the month, which seems to be working better. Just wondered how much realistically I could get away with moving like this! At the moment it is about 12% of my salary, but I'm hoping I can up that when I get used to not missing the £.

Lokolo

Yeh what you want to do is set yourself limits. But sort it out as soon as you get paid. So you set yourself goals-

Mortgage, Luxuries, Xmas Saving, Car Saving, Food - once this is all sorted to what you want to spend and how much each thing, you can then say, well I get paid this monthly, I shall put away £500 a month or whatever.

Then any bonuses's or raises you get, don't change your budget, just save a little more.

alohahawaii

GetOrganised wrote: »

I'm going to make of an effort to save more of my wages. I set up a savings account to move all the money I had left at the end of the month into, but that didn't work so well.

I've now set up a SO to move a set amount out at the beginning of the month, which seems to be working better. Just wondered how much realistically I could get away with moving like this! At the moment it is about 12% of my salary, but I'm hoping I can up that when I get used to not missing the £.

I asked pretty much the same question and nobody answered

It didn't work for me "waiting for the end of the month" either.
So... I'm going to save 10% and put it into my isa. then take some more out and put it into an easy access savings account so if I do really need it I can get to it if not i can put it into my isa at the end of the month.
then when i get used to not having the money i can put more into my isa straight away

good luck

purplevamp

alohahawaii wrote: »

I asked pretty much the same question and nobody answered

:huh: I thought I did further up #1855. Sorry you didn't see it.

cookie9

Good morning all. Not going to shops today so hoping will not spend anything. No popping out for coffees either! Setting aside 1 hour this am to look over my finances and check rates. Need to set up a mmeting with my building society to discuss mortgages. Anyone of any cheap bokers as have some shares to sell?

gelato_cat

Thanks!

Suze

Masomnia wrote: »

That's great news, Suzey, good luck!!!