How much can you save?

Driving_Soon

My intrest adds up to just under £70 a month! I love it

Wanttosave .. I'm not a lady but your tips are useful, I'd loved to Nominate you .. but I'm going to sound dumb ... How do I do it? Haha!??

Started College today .. I don't like it haha .. spending alot of money! .. £36 on something for my course! £186 for fee's, and around £10 travel a day! Don't like it! Haha!! But going to apply for some grant or something from my college .. need to put that money in my savings .... NOW!!!! haha!

EagerLearner

Hi all,

For me, £257.99 saved so far in September, for my own personal spending, and a nice £500 into our ISA for a house deposit.

I am also expecting around £125 this month from cashback sites so if that comes through it will be an excellent month as have not had any cashback money for ages.

According to my Olympic calculator, that means I have so far saved 42% of my personal disposable income which is great and I never would have done it without this thread and the calculator spreadsheet (but then I *do* love spreadsheets...).

Anyone needing one to play around with can see my siggy, may inspire someone!

On our ISA we earn around £83 a month.
On my personal IceSave account it's around £9 because I fixed £6k of it...
So... on my fixed 6 month Icesave... who knows, have the £6k in there and will find out in November!
On my stoozing ICICI account it's around £28 a month (until December)
The 12th is our ISA interest date. 15th my Icesave interest date and end of month is stoozing interest...

Compound interest is something we all probably share a love of!

We're both really happy to be on track with savings and I love reading everyone's success stories on here month by month x

Wantosave

Hi Driving_Soon!!

Thank you for thinking of nominating me. I'm glad my tips sound useful to you. If you would like to nominate me, scroll down gradually from top of screen. When you seen the Forum Etiquette box on the right hand side, click on bottom point where it says 'nominate them'. Then you will see the Sub-Boards: Most Popular Posts. Click on the board which says '50 pound post of the month award'. Then you will see 'Threads in Forum'. Then click on thread at top of screen, where it says 'Nominate post of the Month September 2008' and follow the instructions which I've pasted below for you, which are contained in the thread.

Thanks again for your support.

Money
:A
Nominate Post of the Month September '08
Please nominate your most useful/helpful Post of the Month £50 Award by replying in this thread. Remember, you're nominating, NOT voting - there is a difference!

Also, please don't lobby to win the prize! As Martin says, it's not cricket!

Please include:

A. A hyperlink to the specific thread/post - highlight the web address of the thread/post when you're viewing it from the address bar at the top of the screen and copy (press 'control' and 'c') and paste ('control' and 'v').

B. Why you think they should receive the award (no more than one paragraph please!).

Wantosave

Dear All

:j Driving_Soon thinks I am worthy enough for nomination for the 50 pound post of the month award. Following on from Driving_Soon's lead, if you would also like to nominate me for this award, I would welcome your support.
Rallying all money savers! - think of me as your local 50 pound post of the month MP - I hope I can rely on most of you!!

I already seem to have a fan club below.........:D :rolleyes: :rolleyes: :rolleyes: :rolleyes:

:j :j :j :j :j :j :j :j :j :j :j :j :j

Signing off for now with kisses and 'holding babies'!! :rotfl:
:A
Money Angel xxxxxxx

slowlyfading

you're not meant to ask! :rolleyes:

McSaver

My interest payment for last month was £193.64 i am saving nearly £200 a month for doing absolutely nothing!

gelato_cat

LOL... sounds like if you don't laugh, you'll cry... "haha"!

Suze

Driving_Soon wrote: »

Started College today .. I don't like it haha .. spending alot of money! .. £36 on something for my course! £186 for fee's, and around £10 travel a day! Don't like it! Haha!! But going to apply for some grant or something from my college .. need to put that money in my savings .... NOW!!!! haha!

gelato_cat

You are right, I checked out the Etiquette link and it says no lobbying...

Suze

slowlyfading wrote: »

you're not meant to ask! :rolleyes:

Anzac_Biscuit

Does anyone else have trouble working out what to focus on for saving? I don't have any debt (yay) and would like to be saving for extra to add to a house deposit but I also have loads of other stuff like travelling home (to Oz), emergency fund, even just having money set aside for clothing etc. I've got a sealed pot that I'm trying to add something to every day - I think this year it will probably go towards Christmas and/or travel, but technically they should both be covered by my regular savings.

Arrggh! Don't really want to be just saving 'in general' cos it's too easy to use it up again on smaller things or treats etc. Any ideas?

gelato_cat

With some banks you can have several of the same account (eg Halifax Web Saver). Why not set up one for each "reason" and see how you get on?

You could then have a "treats" account as well, so you don't touch any of the money meant for anything else...

Suze

Anzac_Biscuit wrote: »

Does anyone else have trouble working out what to focus on for saving? I don't have any debt (yay) and would like to be saving for extra to add to a house deposit but I also have loads of other stuff like travelling home (to Oz), emergency fund, even just having money set aside for clothing etc. I've got a sealed pot that I'm trying to add something to every day - I think this year it will probably go towards Christmas and/or travel, but technically they should both be covered by my regular savings.

Arrggh! Don't really want to be just saving 'in general' cos it's too easy to use it up again on smaller things or treats etc. Any ideas?