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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • lavinia21
    lavinia21 Posts: 277 Forumite
    well done gally your going so well keep up the good work and try away from those oh so tempting shops.
    Positivity is the key there is a reason why life happens. Find your rainbow and ride it.
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    lavinia21 wrote: »
    well done gally your going so well keep up the good work and try away from those oh so tempting shops.

    and stay away from estate agents windows & Rightmove :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Radish72 wrote: »
    and stay away from estate agents windows & Rightmove :)

    :o You know me so well :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well, exciting day here, If I say I spent £2 on a flag for DS's gf and £2 on an inflatable torch for me I'm sure you can guess where I've been :j. I thought it was great, even if there was constant rain/drizzle :(. Paralympics tickets also turned up so really looking forward to it now :D.

    Letter came from Egg re drawback. That's letter, not letters. Phoned them up, they'd only ordered it on one account :wall:. Can only ask for the drawback once I've had both letters.

    Mortgage payments gone out. Just under 126k on joint mortgages, £5,843 on own btl :j. May even meet the MFiT challenge, pretty miraculous as I've done most of it on my own :).

    Small quidco payment coming but that will be it until after holiday :(.

    11 sleeps :D.
    Going to get weighed, day about to go downhill :o. Too much :EasterBunand :spam: :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Evening GG, beginning with a 5 is FAB - go girl x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks Tilly :D.

    Managed to lose 1/2 lb as well (that'd be the lack of a vest top under my tunic :rotfl:). Seriously need to motivate myself though - have discovered I have hardly any photos of myself (not just at my heaviest, I just hate having my photo taken :o), have asked a friend to send me one to stick on the fridge :A.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Good luck with the weight loss, I was following slimming world had lost 10lb until baby ammonite took residence in my tummy (had about 3 stone to lose so a mere drop in the ocean) Now I'm trying to limit the gain but hard when not following a diet (other than the crisp and sweets diet :D).

    Well done for getting into the 5's !:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Can't stand this flaming weather :mad:. Ran the numbers again, best I can come up with is get level with Mr GG Jan - Feb 16. At that stage there will be around 17k os on mortgages so looking at Aug 16 with us both paying off. Can't get it any earlier :(. Unless I sell my body. A lot. Which may knock a week or 2 off :cool:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi GG, your post did make me laugh, reminded me of lots of conversations with my sister.

    Really good news on the mortgage front and August 2016 is not far away- if we keep telling each that, then I am sure we will be fine :)

    What is really scary is youngest Tilly will be driving shortly after we become MF - I will need the extra money to pay for car insurance :rotfl:

    Edit: weather awful, pouring pouring pouring

    Night Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Poorly GG :(. Don't really know what is wrong - like a v bad cold but without the runny nose & sneezing, achy & hot/cold & v weak. Off work yesterday & today, on the plus side, saved me petrol money.....

    Spent on new lights for living room. Been looking on & off for a while, found some on Amazon. When I was ordering it said there were only 2 wall lights left - just checked and it actually is out of stock so just in time. £70 for ceiling light & 2 wall lights, less than 1/2 the others I was looking at & better than the ones I wanted which would have been over £400 :eek:.Hopefully I will be able to fit them myself, been a while since I did it but basically it's a big plug, right :o.

    7 sleeps till holiday :T, well, 6 really as staying in hotel at Gatwick next Thurs :D.

    Tenant has been offered a new kitchen, still in box, not sure what the story is but basically someone bought it then changed their mind :eek:. Seeing it tomorrow and will see if we can get it to fit. Would have to pay for fitting & worktops etc. Can't afford it really but existing kitchen probably 30 years old so worth it if workable :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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