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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ammonite wrote: »
    Sounds like a productive day. Don't understand pensions I'm afraid so can't help you. I haven't got one yet and I'm not sure I want one. Might regret that when I'm 70 but to be honest I'll probably be working until I die, even if I die at 90 as undoubtedly the government will change the goal posts again!

    Well Mr GG's pension if he works to 60 would be a fair bit more than the avergae wage :eek::j:D, so hopefully it will still be a decent sum if he stops at 55. Changed days now though.

    Need to sort out ebay stuff and relist - it is in the living room with me to sort out while I cheer England to victoryengland-smile-flag.gif........ hopefully . Come on Rooney shrek-smile.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forgot to say a Dunelm Mills is opening near me. Can't decide if this is v v good or v v bad :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Love those emoticons, particularly the one of Rooney! Shame they lost, I knew they would as soon as they got to penalties!

    Dunelm is excellent :D
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Seconded re Dunelm. I don;t go there often, but it's one of those shops where you can come out with things that you didn't go in for! (like IKEA....;))
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    greent wrote: »
    Seconded re Dunelm. I don;t go there often, but it's one of those shops where you can come out with things that you didn't go in for! (like IKEA....;))

    :eek: That's what worries me :eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 26 June 2012 at 8:17PM
    Payday :j

    4 years 2 months :j. 50 months. Nearly begins with a 4. Etc. etc :) No OP made yet as 1k out to Halifax, back in tomorrow so £900 then :T.

    Mr GG phoned mortgage co. Not a good experience for either party I think :rotfl:. The drawbacks of 6k and 1.5k from 4 months ago are now 4k and 0. !!!!!! :mad:. We have been paying the same every month, which is more than the minimum and the mortgage rate has not risen so the drawbacks should have increased........ My turn tomorrow. Watch this space :D. Wouldn't surprise me if original letters were wrong, but we have definitely been overpaying on both. Muppets. Neither wonder they've been taken over :cool:.

    25 BIN items listed on fleabay Sun night, 3 sold already :). 1 hasn't paid - why do a buy it now and not pay straight away? :(Nice little OP coming up, only around £18 but all adds up :). Trying to list some more but camera struggled to synchronise with pooter :(. Done it now though :). Edit: Given up, ebay keeps chucking me out :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    £900 OP on own btl mortgage.

    Balance now £6220 :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If I can somehow manage to pay £900 each month and not prop up my monthly savings to cover the dresses of shame, or assist with btl bills, I am due to have £84 outstanding as of 1st November :D. Make that £66 with paypal money due :D. £26 with £5 x 2 from Halifax :D. Etc. :D.

    IF I can........... :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture Combo Breaker
    Fingers crossed gg - how fab to be so close!!
    Well done for the "6" balance! ;)
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Well done Gally! :)
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