Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

Tesco_points_addict

I worn out just reading all that!

TPAx

gallygirl

Time to look at 1st Jan post now I'm 6 months in:

gallygirl wrote: »

Best I could come up with for a title . For those who haven't come across me before, HERE is my old diary. Hopefully I will keep this one to 2016 when I will be totally mortgage free

2011 challenges.

Mortgage #1
£19,546.15 Currently
0 Target

Mortgages 2 & 3
£101,668.64 Currently
£94,803.11 Projected end of 2011
£90,000 Target (mortgages - savings)

These 2 are way too confusing to work out due to Accidental House. But on basis I'm aiming for 90k in total & I'm projected to be at 129.4k it looks like Accidental House has well & truly scuppered things :cool:

BTL Mortgage on Late Mum's House
£27,056 Currently
£25,489.36 Projected end of 2011
£23,000 Target Currently projected to be 23.5, but should meet easily as will be paying up to 1k off per month soon(ish )


In addition to that I have set myself some other goals. Some easy to measure, others a bit more subjective:
1 June I will decorate the living room and buy new sofas A bit behind, but started & will be done & sofas in by end of July :T
2 August I will reach my target weight (the 'real' one, not the official one. I will get below 11 stone) and stay there Hmmm, I think below 11 will be too low for me but aiming for 11&1/2, am on my way (ish) :T
3 August I will have no mortgage on my house See above, oops
4 August I will be fabulous at 50!!!!! Yup, I will be
5 October I will have a front garden I am proud of Yup
6 December I will read 12 books off the BBC list Emmmm, best get a wriggle on
7 Ongoing I will continue sell all possible things on ebay Yup, more written up & waiting for free listings
8 Ongoing I will start entering competitions again (& flog everything I win) Oops
9 Ongoing I will exercise for 30 mins at least once a week Yup (well, 2 weeks in a row counts doesn't it, as long as I keep it up :cool:)
10 Ongoing I will meet up with friends at least once a month Yup (but cheating as with friends at work, but am still doing it )
11 Ongoing I will continue loving life & thanking the Universe for all its' gifts Yup. Need to get in the habit of saying it every day again, but my outlook is v positive & I am opening myself up to opportunities & doing what I want to do (hence Rock Choir & osprey cruise). Thank you Universe. :T

Here goes folks!

gg x

Not bad for 6 months, shame about the Accidental House :rotfl:

gallygirl

Naughty GG, I must stop going missing in action .

• 14 items listed on ebay yesterday, 1 has a bid & few have watchers. Mostly clothes, but also 2 electric kids brushes that Tesco paid me to buy when they did DTD a few months back
• Well, hopefully a fun day ahead. Off to Hatfield House to see Elton John & others. Forecast was appalling but now better - 'only' a shower at 1pm, then cloud - it was thunder & heavy rain :eek:. Won't be an MSE day as you are not allowed to take your own food & drink - what's that all about :mad:. Will be bulking up before I go :rotfl:
• Was supposed to be getting ceiling plastered Fri but guy let me down as has hurt back so has been signed off for a few weeks. Can't be helped, have got someone else ringing to discuss doing it for me.
• So, that means walls not painted either, may need to reschedule sofas
• Laura Ashley curtains bought for living room 1/2 price in sale, same ones as in dining room so I know they'll look nice up.
• Seen 2 bits of furniture - a TV unit & nest of tables. Depending on which unit it will be a total of £250 or £325. Am not going to buy until sofas arrive though as want to see how dark room looks, as the furniture is dark wood & so are sofas. Am hoping v light walls & curtains will offset so ok. Sick of looking at jumble of wires behind glass TV unit & we only have one small table at the mo.
• Mr GG & I looking at draft wills last night - v, v complicated! We know how to party on a Saturday night :rotfl:
• Em, current account looking a bit :eek::eek::eek::eek:.
• So is credit card. Not helped by spending £139 on 2 pairs of prescription sunglasses . I lost my old ones, well I left them & know where (25 miles away), but decided to get new ones as they had a very old prescription & were falling apart. Boots were doing a BOGOF, prices started at £79 but I worked my way up to £139 before I found 2 I really liked. 1 pair by GUESS and 1 by LULU GUINNESS (seeing as I can't afford one of her handbags :rotfl:). I've never actually lost a pair of glasses before so these should last years.
• £600 from apartment booking paid into offset so it's nearly up to 4 figures again
• Despite having paid out £750 in various bills for BTL's and here :eek:
• Need to take one of the dresses I bought from Hobbs back as doesn't sit right at the neck. Shame, as I really like it
• 5 weeks 6 days from now till sitting on plane

Off for another cuppa

GG x

lincoln-potter

Hi GG,

Just caught up on your diary, you have been busy!

Good luck with thhe E-bay sales (we have been saying for a while we need to do it but never get chance it seems).


PS love the sun image

Tesco_points_addict

GG you put me to shame, I really MUST get back to ebaying.

Remember the time you did a mystery shop and bought a car:rotfl:It sort of pales into insignificance (sp?) after the accidental house purchase!

TPAx

gallygirl

Tesco_points_addict wrote: »

Remember the time you did a mystery shop and bought a car

The way I remember it I used the mystery shops as an opportunity to assess what levels of discount were available :whistle:


To be fair I did get 30% off the list price

scubaangel

gallygirl wrote: »

The way I remember it I used the mystery shops as an opportunity to assess what levels of discount were available :whistle:


To be fair I did get 30% off the list price

Funnily enough after I did one I discovered that a friend of the family was looking at buying one of a lower spec than the ms one and was a terrible negotiator as the MS spec I'd got to less, so I went back with him while he bought it - I'm sure he's not bought me enough wine to cover the difference yet.

gallygirl

Well done scuba!!!!

Well, of 14 items listed on ebay, 2 have bids totalling a grand £4.49 :rotfl:. 1 is make-up from a Rimmel comp, the other a cover mount lipgloss so can't complain really

Bad gg . Put on 1.5lbs so back on SW with a vengence (if I put on any more I'll have to pay again so that's a good incentive :rotfl:). I've been a bit bored with what I've been eating, so decided to come home & pick a SW recipe book at random and start at the front. Courgette & watercress soup anyone :eek:, then for dinner griddled aubergine rolls stuffed with quark :eek::eek:

Peonie

Years ago I watched a programme and a set of doctors tried different diets or miracle treatments to see if they worked. Most of them did not work, but a male doctor in his 50s said his did and he would continue to do it. His diet was cold soup.

Cold soup is not something I would particularly want to live off but it might be good to add to your diet and have on a warm sunny day.

gallygirl

I only have cold soup when it's 35 degrees

The soup was gorgeous, I nearly bought enough to make 2 pots & I wish I had as I've eaten 1/2 already :rotfl:. The aubergine roll thingys can wait for another day as I forgot I had some cottage pie in the fridge.

:wave: Welcome Peonie, just popped over to your diary - a new house, how exciting!