Saturday 1st & Sunday 2nd January 2011 What small DFW things will you do today????

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Morning All,

I hope you don’t mind me starting the thread today – everybody must still be in bed nursing hangovers!

HAPPY NEW YEAR – looking forward to all that comes this year!

Hugs to everyone who needs them and I hope everybody is having a relaxing Saturday.

Today I have/will:
• Checked online banking – one dd has gone out so will mark it off on my spreadsheet
• Meals from stores
• Read papers online
• Enter shed loads of comps online
• Fill in my WW food diary – yet another spreadsheet
• Need to drink 2l of water
• Watch things on the sky box (instead of going out)
• Need to spend about an hour planning what I want for the year ahead
• Need to read the thread from yesterday
• Don’t think that we are doing anything so should have a NSD
• Need to print off the hobnobs recipe for FIL and MIL as they have just discovered cooking (was force fed sponge cake and mince pies – got away with one slice of cake and one mince pie though)

Candy xxxx

kdenty

No alcohol in house = no hangover at 10pm I was fancying Baileys but decided shop would be shut. Had a lovely evening watching Worlds Most Extreme Airports. I am sure I'm a nerd really Happy New Year everyone.

Today's plan:
1. Breakfast in bed already fed cat
2. I've joined the January NSD challenge so avoid the shops
3. Make a list of groceries I will need later in the week making sure I include stuff for packed lunches at work. Plan some meals.
4. Make pizza for lunch (tomato puree and grated cheese with toppings on a naan bread is lovely. I always have naan bread in the freezer just in case)
5. Maybe do some housework- put a wash on
6. Check accounts
7. Surveys and comps
8. Read (plan to read old books and not buy new)
9. I'm playing Lara Croft that cane with the PS3 and never played much till now (plan to play old games and not buy new)
10. Catch up with recorded TV
11. Entertain the cat
12. Read this forum for 2011 ideas and inspiration.

I think this year is going to be a good one. I'm so glad I had my LBM and came back to this forum.

Erme

I wasn't nursing a hangover either....just really tired from my wacky days Wednesday and Thursday...

So what's everyone doing? Despite a shower and all the coffees known to woman (including one cappuccino with really expensive coffee ) I find myself still in zombie mode....

I'm like you DNMS. I've learnt the hard way not to set myself too many tasks and just do what's necessary...I also need PJ days from time to time...:j

Anyhow enough waffle - today's agenda

• Blitz house and ?outside hall? with new hoover (on full blast)
• Make new year parcels and give to neighbours (remember chap below me from training scheme and No.1)
• Menu plan (should have been done days ago :eek:) and make yoghurt

Maybe get out for a wee bike ride upto the veg garden this pm for some air or something? Don't know.... According to my 'weather guy' we're over the worst of the snow but we could still have the odd cold day

Roll on summer and gardening

E

savingforarainyday

Happy New Year:j

Well have tidied up after last nights New Year party. Think everyone had a good time:D I did:p. Not hung over at all only had a couple of gin and bitter lemons.

Fireworks and some of the chinese lantern things. Think everyone else had the same idea as the sky was full of them, lanterns not fireworks!!!

Was walking the dogs at half past one this morning, as they had been hiding in bedrooms..... too many people. Walked my friend home, was quite nice really quiet with a couple of stray lanterns (Netto had them on sale for £1 each)

This morning I have checked online banking
Will be a quick shower for me
Then some New Year clearing out, starting with my bedroom drawer.

Have a good day everyone

OrangeFairy

Morning all and Happy New Year! :j:j:j:j

I had one drink last night and that was it. BIL and SIL came round for some food. The kids played computer games, then they went to bed and we played poker until nearly midnight. Watched the fireworks on BBC 1 HD. Then we sat down and played Harry Potter Cluedo! :D:D

Today

Would have been Weigh in to start the year - i am a bit worried as i know my jeans feel really tight! :eek: But the Wii isnt set up and i don't have scales!
Meal plan for first 2 weeks of Jan
MIL's for dinner
Go for a local walk this afternoon
Take decorations down
Check banking
Housework
Washing Out
Either a NSD or LSD if we have to pay parking anywhere!

That is me today

Very excited about this year. Looking forward to spending time with my new little niece and also the arrival of my nephew in feb and of course the wedding in just over 4 months!!

HAve a great day everyone!

isy1011

Morning All,

No hangover either.

-Just listed a load of Dr Who toys on Amazon - £80 worth.
- took photos of other bits and pieces to sell on e bay.
- going to take Christmas cards down
- will text friends and wish Happy New Year
- check on line banking
- strip wallpaper in DDs bedroom and clear out ready for plastering.

Thats enough for today. Happy New Year x

La_escocesa

Slightly tired and hungover here but the good news is that I had an NSD yesterday! Walked to friend's house and back - 45 mins each way - nice walk through town so feeling good about that.:cool: Also, took some wine that's usually £9 but I got it for £4 in the last grocery shop.:money: And the best is that I used a bag I hadn't used in a while and found £40 in it!!! :j:j

Small things today...

• Read a bit
• Sleep a bit more?
• New Year Family Buffet - at OH's grandma's - and they're taking photos so need to look presentable... Benefit boi-ing is the answer!
• Take grandma biscuits we got at half price
• Getting a lift there
• Need to get taxi home so money I found will come in handy! :T
• Play a DS game I got for free
• Call mum/sis with free mins
• Look at knitting patterns for toys - friend's baby due in Feb - OH's mum offered free wool from her stash so hopefully get some off her today
• Text everyone I hold dear

Wow Littlekel - that's an exciting year you've got planned!! :beer: Ooh, Harry P cluedo - do tell. Is it good?

OrangeFairy

It is pretty good! We love Cluedo and SIL wanted it but said to get her the Harry Potter one to have a bit of a twist!

It's really fun. Same principle obviously just with a few extras that change the game slightly! We have played it twice now, OH won the first time and i won last night. Each time we won though we were both playing as Harry Potter - typical! He gets all the glory!

romylou_2

Hi Guys - Happy New Year

Today I have:

Done Dishwasher
Walked Dog
Got weighed (AArghhh!)

Still to Do:

Spend Day at Mams
Stick to Resolutions
Have first NSD of 2011 (Many more to follow:T)
Update Diary on progress.

determined_new_ms

hello small-things-ers yay to a shiney new year :j as some of ou know not feeling too good (germs rather than hangover I'm afraid to say ) but as usual I'm wide awake while oh is sleeping - he's one day ahead of me so I fear it could be bad tomorrow... Neck is so stiff its shocking :eek: so naturally the hypercondriac in me is thinking meningitis :rotfl:

so list is very small today

• not make any mess in the house (just keep it at its current state of tidiness)
• joined the 11k in 2011 thread
• finish reading 10k in 2010 thread (have read 36/72 pages so far)
• NSD
• easy dinner from stores - bacon pasta bake, use u veg that needs using
• if no sign of ds in the next hour try to reach him to make sure he's ok
• give up smoking!
• check banking
• watch films and get better

Happy New Year lovelies - was good getting to know you all last year :T hope this year is full of happiness for us all :A

moneypenny2k

Morning all :wave: Oh sorry was I a little loud?:shhh: Yes I'm feeling the effects of last night. Had a lovely night at a nye ball in Camden. Didn't have to drive so made full use of the alcohol on offer. So now in dire need of a :coffee:

To make matters worse, I've just checked my banking and I thought I'd somehow forgotten to enter one of my mortgages in my ms money and that I was £318 worse of than I thought. _pale_ Thankfully though I'd forgotten that I'd balanced it yesterday before I went to get my hair cut. So false alarm.

I've not managed to get on for the past few days but I've managed to clear all my holiday to dos so I'm pleased about that.

Anyhow, my plans for today

• Check banking done
• Have a nsd done
• Food from the store cupboard done
• Read (was given the new Stephen Fry for Xmas) done
• Catch up on recorded TV and a DVD that needs to be returned done
• Take down the decorations done
• Start marking that year 12 work that I've conveniently ignored since the start of the holidays.

still not done, had a sleep instead.
I'll update this as the day goes on. Have a great one all