We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Fresian's Free Of Debt (Woo!) Now, to stay that way...!

13468981

Comments

  • EssexHebridean
    EssexHebridean Posts: 24,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was just checking in to see if you'd found it or it had been handed in.....guess not though? :(
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Arsebiscuits!!!! How on earth did ye manage that???
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    CaptureSelection-20110101-005809-1.jpg

    I've been thinking about how best to afford a new ipod without totally b*ggering up the Frugal Challenge in week one :D

    The best price I can find a new Classic for is £190 (from a retailer I have heard of which is Tesco) I will get Tesco points worth £3.93 (Nearly £12 in deals) + 4 points per £1 spent if I pay using my Tesco credit card.

    I don't pay council tax for the next two months, so I know I have the funds to cover it, but the budget doesn't have quite that much wiggle-room. Assuming no rise in council tax, I have an £80 surplus in my council tax budget. The rest is going to have to come from savings elsewhere or making money. With that in mind, I know it's Ebay free listing this weekend, so know what I'll be doing tomorrow :rotfl::rotfl::rotfl:
  • Additions catalogue

    £199

    8% back on Quidco (£15.92) - I can confirm they track and pay too

    You can pay in three installments before you have to pay interest

    And if you are a new customer sometimes they give a discount, it used to be £30 off a £60 spend, but I can't seem to find a code for that,
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Additions catalogue

    £199

    8% back on Quidco (£15.92) - I can confirm they track and pay too

    You can pay in three installments before you have to pay interest

    And if you are a new customer sometimes they give a discount, it used to be £30 off a £60 spend, but I can't seem to find a code for that,
    Oooohhhh!!!!!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Mama Fresian is putting her Nano in the post until I can save up for a new one :D:D:D
  • beanielou
    beanielou Posts: 96,587 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lovely Mama :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I am sure if you cosmically order it and add it to your list of competition wants, being so lovely the Gods are bound to grant you an i-Pod
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I am sure if you cosmically order it and add it to your list of competition wants, being so lovely the Gods are bound to grant you an i-Pod
    I really hope so!! I'm going to be looking for one from somewhere as I don't want to use my own money to buy an ipod due to having forgotten to allocate any of this year's budget to my £150 cinema pass :o

    I'll use the Nano until it breaks and worry about a new one then I think. It means my budget won't be screwed in the first month of the year as I know that will make me go "sod it" and spend like a fiend :D
  • I really hope so!! I'm going to be looking for one from somewhere as I don't want to use my own money to buy an ipod due to having forgotten to allocate any of this year's budget to my £150 cinema pass :o

    I'll use the Nano until it breaks and worry about a new one then I think. It means my budget won't be screwed in the first month of the year as I know that will make me go "sod it" and spend like a fiend :D

    Hey FF
    I drowned my iPod Classic just before Christmas and need to save/earn for a new one too along with the e-book reader I am now wanting!! :D Although I have a contingency plan for the e-reader that includes birthday and Christmas 2011!
    Cinema pass works out about £162 now for the year :eek: Still well worth the money though!
    P
    X
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.